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ottawa mortgage broker Tag

How to Refinance Your Ottawa Mortgage: The Complete Guide Refinancing your mortgage is a great way to reduce your monthly payments and save money. In fact, it's the most effective way of reducing the cost of your mortgage. Refinancing also offers a great opportunity to lower...

Everything You Need to Know About Rent-To-Own Mortgages Rent-to-own homes offer advantages over other mortgage options. They may help you get the home of your dreams on less than a traditional mortgage, and they may also be the right option for you if you can’t qualify...

3 Ways to Qualify for a Home Line of Credit Mortgage loans and home equity lines of credit are two ways to borrow against your home. But, which is better? Loans have a higher interest rate than lines of credit, but the money you get is usually...

What's The Difference Between Pre-Qualified and Pre-Approved Mortgages? With all of the home buying trends and changes in the mortgage industry, it can be hard to understand if you’re pre-approved for a mortgage or if you’re pre-qualified. To make things easier, we’ve broken down the differences...

What's The Difference Between Good Credit and Bad Credit? Credit is essential for almost every aspect of life these days. It's a way to borrow money from lenders in order to buy a home, get a loan to start your own business, or even try and...

What Is A Mortgage Broker? How To Pick The Right One For You Buying a house is one of the biggest financial investments you will ever make in your lifetime. Knowing that, it's important to do your research before you start looking for a mortgage broker....

What a Mortgage Broker Can Do For You: A Basic Guide Mortgage qualifying rules keep changing, interest rates are fluctuating, and you don’t know if you should put less down payment or more down payment or whether you should apply for a fixed or variable mortgage…...

The Perfect City: Ottawa, Ontario Firstly, Ottawa has an abundance of charm, with museums, galleries, restaurants and just about anything a tourist could want within walking distance. It is easy to see why this city has been called the "perfect city" by many. Eco-Friendly City Ottawa...

At Capital Mortgages we strive to be your personal mortgage broker for life. By focusing on great solutions, compassionate relationships, and honest ethics, we are proud to experience an ever-increasing number of satisfied clientele. Ottawa Facts Population: 618,250 (2016) Population Percent of Canadian Population: 26.3% Population Percent...

The Best Places to Eat in Ottawa, Ontario, Canada Mortgage qualifying rules keep changing, interest rates are fluctuating, and you don’t know if you should put less down payment or more down payment or whether you should apply for a fixed or variable mortgage… Are you...

If you’re considering flipping a house, chances are you’ve watched a couple of HGTV episodes and figure the process is fairly straight forward. Buy a fixer-upper, give it some tender loving care and before you know it, you’ve made a sizeable chunk of change! While the...

As you navigate through the process of applying for a mortgage, you are going to encounter a multitude of steps, paperwork, and challenges along the way. Just when it seems like everything finally makes sense, boom – you come across a hidden charge, surprise component,...

We believe that buying a home is one of life’s most memorable experiences. Everyone who works on the team at Capital Mortgages is here because we are passionate about helping people own their dream home! This week, we want to introduce you to the Partners...

When you are preparing to purchase a new home, you will be introduced to plenty of new jargon related to your mortgage. Purchase Plus Improvement is one of the important ones - because understanding this term could end up saving you lots of money in...

Mortgage brokers are independent, trained professionals licensed to represent you and provide you with honest unbiased mortgage advice. Due to their experience and connections within the mortgage industry, mortgage brokers have the knowledge required to present a proposal for financing to lenders in the best...

If you have recently bought your first home -- congratulations! It is a milestone worth celebrating and one that may have been a number of years in the making while you saved up your down payment and searched for the perfect place. Now that you...

Congratulations! You’ve decided to take the plunge into homeownership and purchase your first home. Now, you have all the excitement of house-hunting and finding your perfect home to look forward to! However, there are some bumps you may encounter along the way if you aren’t...

Your relationship with your mortgage broker does not just cover the purchasing of your first home. If you have a good relationship with your mortgage broker, it should exist for the entirety of your adult home-buying life. Purchasing a home can be an overwhelming and...

The mortgage world can be a tricky one to enter. As interest rates keep fluctuating and qualifying rules keep changing, you can be left feeling thoroughly confused and overwhelmed. Don’t worry! Our expert team of Capital Mortgages agents and brokers are here to help. Have...

Searching for a home can be an exciting but overwhelming task. To make things go as smoothly as possible when hunting for your dream home, consider getting pre-approved for a mortgage first. Mortgage pre-approval can save you time and hassle when you finally find the...

Ottawa is truly beautiful in the fall. The leaves on the trees turn from green to breathtaking shades of russet, ochre and crimson, while the crisp fall air provides a refreshing change from the humidity of summer. Fall is a time of transition, and this...