Welcome First Time Home Buyers!
First Time Home Buyers can be overwhelming. Let us guide you through the process making it a simple and easy transaction. As a first-time home buyer, you probably have many questions. That’s why Capital Mortgages offers step-by-step personal assistance from knowledgeable mortgage brokers and an easy online application process.We’ll be by your side each step of the way, from helping you understand your options and what to expect, to mortgage pre-approval, and all the way through finalizing your mortgage and the purchase of your home.
To begin your pre-approval, click on the link below and complete this short form. A mortgage specialist will be in touch with you within 24 hrs to complete an application for a Capital Mortgage pre-approval.
Why Getting Pre-Approved is so Important
Embarking on the journey to purchase your home involves a crucial initial step—securing a pre-approved mortgage.
This pivotal process allows you to:
Affordability Clarity: Understand how much you can afford and anticipate your payments.
Rate Lock: Secure your interest rate at today’s rate, or potentially lower if rates decrease—a guarantee for 120 days.
Serious Buyer Status: Demonstrate to vendors and their agents that you are a committed buyer, enhancing your negotiation position.
To initiate this important pre-approval step:
Online Form Access: Click on the link provided and effortlessly complete a short form.
Prompt Specialist Response: Expect a mortgage specialist to reach out to you within 24 hours to finalize your Capital Mortgage pre-approval application.
Ensure a smooth and informed journey as you navigate the pre-approval process:
Swift Online Start: Begin your pre-approval by clicking on the accessible link.
Experience the peace of mind that comes with a pre-approved mortgage through Capital Mortgages, setting the stage for a confident and successful home purchase.
120 Day Interest Rate Protection
Protect yourself from interest rate increases by opting for a fixed-rate mortgage. We commit to honoring the quoted rate for up to 120 days, even if rates increase during that period. Furthermore, in the event that rates decrease between the approval date and the rate commitment period’s expiry, you’ll automatically benefit from the lowest rate for the selected term. This ensures that you secure a favorable rate, providing stability and flexibility throughout the mortgage application process.