Are millennials able to afford what baby boomers once were, or has the landscape changed drastically? With inflation rates rapidly rising and the cost of owning property quickly growing year over year, we thought it would be interesting to take a look at what first time...
Common Problems That Can Derail Your Home Inspection – Part 3 Throughout our three-part series about the most recurrent issues that new homeowners come across throughout their property inspection process, we have highlighted a multitude of elements you should have checked before signing off on your...
Common Problems That Can Derail Your Home Inspection – Part 2 Welcome back to Part 2 of our blog series about the most frequent issues you may encounter in your potential new home’s inspection. Our goal with this series is to spread general awareness about the...
Common Problems That Can Derail Your Home Inspection Part 1 So, you have made the house-hunting rounds, visited several options, and finally picked a top choice. But just when you have managed to whittle down your selection and settle on the main contender, you realize that...
Waiting to hear back about a mortgage pre-approval can be one of the most stressful stages of a future homeowner’s journey towards making their purchase. The most frequent questions our brokers receive from their clients involve wondering how to pre-approved by lenders, or which steps...
Deciding on which home you’d like to buy is only the first step in the process – from there comes a LOT of paperwork and small transactions. There is quite a bit of coordination involved throughout these steps to ensure that the bigger picture comes...
As you navigate through the process of applying for a mortgage, you are going to encounter a multitude of steps, paperwork, and challenges along the way. Just when it seems like everything finally makes sense, boom – you come across a hidden charge, surprise component,...
Applying for your first mortgage can be a stressful time. You have got your sights set on your ideal first home, and the only thing that stands in the way of making it yours is the bank’s decision to approve your mortgage request. This can...
It’s a trend that’s becoming concerningly popular: Many homeowners are now opting to re-borrow all or part of what they have already paid off on their home mortgages in order to finance lifestyle purchases. While some people are extremely vigilant in managing the implications involved...
We believe that buying a home is one of life’s most memorable experiences. Everyone who works on the team at Capital Mortgages is here because we are passionate about helping people own their dream home! This week, we want to introduce you to the Partners...
When you are preparing to purchase a new home, you will be introduced to plenty of new jargon related to your mortgage. Purchase Plus Improvement is one of the important ones - because understanding this term could end up saving you lots of money in...