Unlike a credit card or a line of credit, your cell phone is an open account – meaning that your balance must be paid in full by the end of the month, otherwise you risk earning a negative mark towards your credit score! Many people mistakenly...
Does thinking about the world of financial investment make your head spin? With so many ways to make your dollars go further in today’s world, it can be tricky to decide where to channel your focus. From the stock market to investment funds, mutual bonds...
One of the most common questions we get as mortgage specialists revolve around how much applicants can afford to spend on their home. In order to calculate what this golden number is, you’ll have to look at a few factors including: Your household income Your...
What is Canada’s First-Time Home Buyer Incentive and How Can You Benefit From It? Are you hoping to buy your first home but unsure of how you’ll be able to save up the money required to put down the necessary down payment on it? For young...
In part 1 of this blog series, we assessed the benefits of buying a home over the holidays – including quicker sales closing rates and having fewer buyers to compete against. But let’s look at things from a seller’s perspective now and analyze how listing...
While buying or selling a home over the holidays might initially seem like a bad idea considering how busy everybody is throughout this time of year, it can actually work to your benefit in a number of ways. In this two-part blog series, we explore...
First-time homeowners tend to look for the lowest interest rate available when considering which mortgage to purchase. However, it’s important to note that a low rate isn’t necessarily the only criteria that will determine which product is best suited to your lifestyle. Everybody’s circumstances are...
Are millennials able to afford what baby boomers once were, or has the landscape changed drastically? With inflation rates rapidly rising and the cost of owning property quickly growing year over year, we thought it would be interesting to take a look at what first time...
Common Problems That Can Derail Your Home Inspection – Part 3 Throughout our three-part series about the most recurrent issues that new homeowners come across throughout their property inspection process, we have highlighted a multitude of elements you should have checked before signing off on your...
Common Problems That Can Derail Your Home Inspection – Part 2 Welcome back to Part 2 of our blog series about the most frequent issues you may encounter in your potential new home’s inspection. Our goal with this series is to spread general awareness about the...
Common Problems That Can Derail Your Home Inspection Part 1 So, you have made the house-hunting rounds, visited several options, and finally picked a top choice. But just when you have managed to whittle down your selection and settle on the main contender, you realize that...