When it comes to getting a mortgage in Ottawa, there are a few different options to choose from, including open, closed, and convertible mortgages. Each type of mortgage has its own advantages and disadvantages, so it's important to understand the differences before making a decision. Open,...
Are you considering taking out a second mortgage? If so, you’re not alone. Taking out a second mortgage has become increasingly popular in recent years as more and more homeowners look for ways to use their home’s equity to their advantage. From debt consolidation to...
Construction financing is a bit of a catch-22. It can seem unapproachable and inaccessible, especially if you’re new to the game. Developers and non-profits might not have the same access to lenders or investors as larger organizations do, but that doesn’t mean they should be...
What a Mortgage Broker Does: Tips for Buying a Home Capital Mortgages Inc is an independent brokerage in the Mortgage Centre Canada Network and one of Ontario’s leading real estate mortgage brokerages with offices in Ottawa and the valley. What a mortgage broker does The role of a...
When you are preparing to purchase a new home, you will be introduced to plenty of new jargon related to your mortgage. Purchase Plus Improvement is one of the important ones - because understanding this term could end up saving you lots of money in...
Ottawa is truly beautiful in the fall. The leaves on the trees turn from green to breathtaking shades of russet, ochre and crimson, while the crisp fall air provides a refreshing change from the humidity of summer. Fall is a time of transition, and this...
Whether you have just moved into your first home and need to put together a kit of cleaning supplies, or your existing tools need an update, we’ve put together a comprehensive list of the most important and essential cleaning tools to keep your home tip...
Are you downsizing to a smaller home this year? Perhaps your children have flown the nest, or maybe you’re finding it difficult to maintain such a large home -- either physically or financially. Whatever the reason, there are a few things you should take into...
You can easily find gorgeous home décor and useful storage solutions (i.e., storage bins), but it’s harder to find a combination of the two. Areas where home organization solutions are needed are often areas that will also be on full display to guests so, ideally,...
If you are buying your first home, congratulations! This is an exciting milestone in your life, but it can also be a stressful one. Buying a home will likely be the most expensive purchase you will ever make and securing financing to make the transaction...
Anyone who needs to refinance their home or buy a new one must be ready to learn about the requirements for qualifying for a mortgage. Once you learn the basics and you are qualified for the home loan, you will be in a position to...
Once death strikes you, you will have no other option other than to leave behind your family, incurred debts and your legacy to the bereaved. Whatever happens to the debts once you’re no longer remains a question in the minds of many. In general, all...
If you are interested in improving your financial well-being, it can be as easy as understanding some basic numbers. In fact, just a few sets of numbers are the key to understanding your finances today and in the future. Let's take a closer look those...
Open houses can create hype, meet potential clients, and improve offers. With these simple tips for a great open house you can rest assured that your listing will be viewed in the best possible light. How to Host a Successful Open House Refrain from the use of...
Heating a house during cold weather can be expensive. When you want to save money on the utility bills and enjoy a cozy, warm house, you may wonder what steps you can take now to prepare for the season. These low cost ways to prepare...
You should always expect your heating systems to always operate safely whether you are using natural gas, oil or propane. Heating equipment is a leading cause of home fire deaths so ensuring your systems are in great working order helps to safeguard you as well...
The purchase of one's new home is often one of the largest investments made by an individual during the lifetime. You want the purchase and the aftermath to be a satisfactory experience. A wise action that should be taken before making the home choice is to arrange for...
Economic stresses can happen to the most careful individuals. You may think you are prepared by planning, budgeting and saving, but unexpected issues can arise for various reasons. Identifying areas where you are the most vulnerable and making contingency plans is one aspect of the solution, but sometimes these...