Author: CapitalSiteAdmin

Hey, I’m Josh 👋 Relationships matter most, and through my 13+ years of mortgage brokering, I have been able to apply this core principle to help over 600 happy clients find the right mortgage solution for their unique situation. Getting to know each of my clients, their...

The mortgage process can be daunting for any homebuyer. But it’s even more complicated if you’re a newcomer to Canada. In addition to all the usual considerations like interest rates and amortization periods, new Canadians might also need to research whether they qualify for government-backed...

When buying a new home, you’ll want to check for red flags that could indicate future problems. Your inspection is critical to finding anything that might be hidden or overlooked by less diligent buyers. However, with new technologies and home design strategies being used more...

Should You Renovate or Relocate Your Home? What To Consider Before Making a Decision! Do you feel like your house has lost its charm and looks old and outdated? If so, it’s time to consider either renovating your home or finding a new place to live....

The Debate: Live in the Suburbs or Live in the City? When it comes to the suburbs vs. city debate, the two are like night and day. The suburbs are typically quiet with wide streets and plenty of green space, while the city is busy with...

History 101: Ottawa - A Quick Guide to the History of Canada's Capital City From its humble beginnings as a frontier settlement to its role as the nation’s capital, Ottawa has come a long way. The city has grown from 10,000 residents in 1900 to well...

Tips to Prepare and Maintain your Patio for Winter Keeping your patio ready for the cooler months isn’t as simple as switching on the heater and adding a coat. In fact, with all the prep that goes into maintaining your outdoor space, you might question why...

What Does Ottawa Ontario Have to Offer? A Look Into The Capital of Canada Ottawa is the capital city of Canada, and home to national landmarks such as Parliament Hill, the National War Memorial and museums like the Canadian Museum of History. It’s also a great...

The Benefits of Moving to Ottawa: A City You'll Never Want to Leave The capital city of Canada is bustling with activities, sights, and sounds that are sure to take your breath away. It’s also a place where you can pursue your career, make friends for...

A Guide to Ottawa Tourism: Where to Stay and What to Do Discover the best things to see and do in Ottawa. This guide will give you insider information on planning your trip, where to stay, what to eat and the top sights and activities. If...

Ottawa Housing Market Trends: For Buyers and Sellers The Ottawa real estate market is in a constant state of change and is always adapting to new market factors. For buyers and sellers, this can make navigating the housing market more challenging than usual. This blog post...

How to Refinance Your Ottawa Mortgage: The Complete Guide Refinancing your mortgage is a great way to reduce your monthly payments and save money. In fact, it's the most effective way of reducing the cost of your mortgage. Refinancing also offers a great opportunity to lower...

How to Use Your RRSP to Buy a House: A Step-By-Step Guide If you’ve always dreamed of owning a home but don’t have enough for a down payment, using your RRSP to buy a house may be right for you. Using your Registered Retirement Savings Plan...

How to Get a Mortgage in Ottawa: A Beginners Guide If you’re looking to buy a home in Ottawa, you may be wondering how to get a mortgage as a first-time home buyer. While the process can seem overwhelming at first, with some planning and research...

Ottawa Mortgage Broker Services: 5 Reasons Why You Should Choose Us If you’re looking to buy a home in Ottawa, you will likely need to secure financing. To do so, many people turn to mortgage brokers for assistance. A broker can help you find the best...

The Difference Between Closed and Open Mortgages: Which One is Right for You? What are the differences between closed and open mortgages? Which one is right for you? If you’re thinking of buying a home, you’re probably aware that there are different types of mortgage options...

Take the Mystery Out of Your Mortgage Renewal Process When you first go through the process of getting a mortgage, you’ll likely be given a few different options. Your lender will ask how much you want to borrow, and then suggest an interest rate based on...

How to Start Saving Money For Your Emergency Fund Creating an emergency fund is something that many people struggle with. We all know that it’s a good idea to have money set aside for emergencies, but it’s easy to get caught up in day-to-day life and...

How to Get Out of Debt: 6 Strategies for Reaching Financial Freedom It is natural to have expenses and want to purchase things you like. However, if you are constantly spending more than you earn, it can lead to a negative financial situation. Getting into debt...

3 Questions to Ask Yourself Before You Buy a House with a Full Mortgage When buying a house, there are a lot of factors to take into consideration. Whether you’re looking for your first home or an upgrade from your current residence, you need to make...