Capital Mortgages Tag

When buying a new home, you’ll want to check for red flags that could indicate future problems. Your inspection is critical to finding anything that might be hidden or overlooked by less diligent buyers. However, with new technologies and home design strategies being used more...

Should You Renovate or Relocate Your Home? What To Consider Before Making a Decision! Do you feel like your house has lost its charm and looks old and outdated? If so, it’s time to consider either renovating your home or finding a new place to live....

The Debate: Live in the Suburbs or Live in the City? When it comes to the suburbs vs. city debate, the two are like night and day. The suburbs are typically quiet with wide streets and plenty of green space, while the city is busy with...

History 101: Ottawa - A Quick Guide to the History of Canada's Capital City From its humble beginnings as a frontier settlement to its role as the nation’s capital, Ottawa has come a long way. The city has grown from 10,000 residents in 1900 to well...

A Guide to Ottawa Tourism: Where to Stay and What to Do Discover the best things to see and do in Ottawa. This guide will give you insider information on planning your trip, where to stay, what to eat and the top sights and activities. If...

How to Refinance Your Ottawa Mortgage: The Complete Guide Refinancing your mortgage is a great way to reduce your monthly payments and save money. In fact, it's the most effective way of reducing the cost of your mortgage. Refinancing also offers a great opportunity to lower...

How to Use Your RRSP to Buy a House: A Step-By-Step Guide If you’ve always dreamed of owning a home but don’t have enough for a down payment, using your RRSP to buy a house may be right for you. Using your Registered Retirement Savings Plan...

How to Get a Mortgage in Ottawa: A Beginners Guide If you’re looking to buy a home in Ottawa, you may be wondering how to get a mortgage as a first-time home buyer. While the process can seem overwhelming at first, with some planning and research...

Take the Mystery Out of Your Mortgage Renewal Process When you first go through the process of getting a mortgage, you’ll likely be given a few different options. Your lender will ask how much you want to borrow, and then suggest an interest rate based on...

How to Start Saving Money For Your Emergency Fund Creating an emergency fund is something that many people struggle with. We all know that it’s a good idea to have money set aside for emergencies, but it’s easy to get caught up in day-to-day life and...

How to Get Out of Debt: 6 Strategies for Reaching Financial Freedom It is natural to have expenses and want to purchase things you like. However, if you are constantly spending more than you earn, it can lead to a negative financial situation. Getting into debt...

3 Questions to Ask Yourself Before You Buy a House with a Full Mortgage When buying a house, there are a lot of factors to take into consideration. Whether you’re looking for your first home or an upgrade from your current residence, you need to make...

What Is A Private Lender & What Are the Differences Between Them? Whether you’re shopping for a new mortgage, refinancing your home, or just curious about the different lenders out there, you’ve probably wondered — what is a lender, and what are the differences between Ottawa...

Buying a Condo in Ottawa: A Guide for First-time Homebuyers Condo living has never been more in vogue. With the cost of ownership continuing to rise, and the prospect of low interest rates fading into the distant past, now is the perfect time for first-time homebuyers...

How To Buy A House in Ottawa: The Comprehensive Guide Whether you're starting a family, your career is taking off, or you just want to get out of the rental market, buying a house is a major step. There are many things to consider: how much...

The Definitive Guide on How to Eliminate Credit Card Debt One of the most difficult things in your life can be paying off your credit cards. Whether it’s because there are multiple credit cards, the balances on each card are high, or you just don’t have...

Mortgage Stress Test Rate: What It Is and How It Affects You. There are many things to take into consideration when buying a home. One of the most important factors is your monthly mortgage payment, which includes both principal and interest. You can calculate how much...

What's The Difference Between Pre-Qualified and Pre-Approved Mortgages? With all of the home buying trends and changes in the mortgage industry, it can be hard to understand if you’re pre-approved for a mortgage or if you’re pre-qualified. To make things easier, we’ve broken down the differences...

What's The Difference Between Good Credit and Bad Credit? Credit is essential for almost every aspect of life these days. It's a way to borrow money from lenders in order to buy a home, get a loan to start your own business, or even try and...