Construction financing mortgages are an essential tool for homeowners and investors looking to build new homes or renovate existing ones. In Canada, construction financing mortgages are becoming increasingly popular, allowing individuals to build their dream homes or develop real estate projects. In this blog, we...
Investing in multi-family properties can be a lucrative venture in Canada, with a thriving rental market and increasing demand for affordable housing. However, navigating the intricacies of multi-family financing and mortgages can be overwhelming for both seasoned investors and first-time buyers. In this blog, we...
Buying your first home is an exciting and daunting experience, especially when you're not familiar with the area you're considering. Ottawa is a beautiful city that offers a wide variety of neighborhoods with distinct features and attractions. Here are some of the top neighborhoods in...
Navigating the Ottawa real estate market can be a daunting task, especially if you're a first-time homebuyer or new to the area. Here's some expert advice from Capital Mortgages, a leading mortgage broker in Canada, on how to navigate the Ottawa real estate market. 1.Work with...
When you're purchasing a home in Canada, you may be required to obtain mortgage default insurance, also known as mortgage insurance. The insurance is designed to protect lenders in the event that a borrower defaults on their mortgage payments. In this blog post, we’ll explore...
Choosing the right mortgage term is an important decision that can have a significant impact on your finances. The term of your mortgage is the length of time you have to repay your loan, and it can range from as little as one year to...
Putting YOUR Interest First! We are living in challenging times. My goal is to make your mortgage financing process as easy and as thorough as possible. Whether you are buying a new home, refinancing your existing home, or considering an investment property, I can help. Communication...
When it comes to choosing a mortgage, one of the first decisions you will need to make is whether to go with a fixed-rate mortgage or a variable-rate mortgage. Both types of mortgages have their own unique set of pros and cons, and it's important...
When it comes to buying a home, there is a big difference between working with a mortgage broker and a bank advisor. While both may offer similar services, the benefits of working with a mortgage broker are very important when it comes to getting the...
Moving to a new country is an exciting experience, but it can also present a number of financial challenges. One of the most daunting tasks for newcomers to Canada is obtaining a mortgage. It can be difficult to navigate the system and understand the different...
Did you know that there are several different types of financing available to real estate investors? If you’re interested in getting started with multifamily properties, you’ll need to find the right kind of financing for your situation and goals. It can be confusing when you...
Unless you’re independently wealthy, buying a home will likely be the largest financial transaction of your life. It’s not surprising, then, that most mortgage applicants feel anxious about meeting lender criteria and qualifying for financing. But with the right information and strategy, even individuals with...
Construction financing is a bit of a catch-22. It can seem unapproachable and inaccessible, especially if you’re new to the game. Developers and non-profits might not have the same access to lenders or investors as larger organizations do, but that doesn’t mean they should be...
When buying a new home, you’ll want to check for red flags that could indicate future problems. Your inspection is critical to finding anything that might be hidden or overlooked by less diligent buyers. However, with new technologies and home design strategies being used more...
5 Ways to Increase Your Property Value When you buy a home, one of your primary goals is to make equity in that property and sell it for more than you bought it for someday. However, not everyone who buys a home does so with that...
Should You Renovate or Relocate Your Home? What To Consider Before Making a Decision! Do you feel like your house has lost its charm and looks old and outdated? If so, it’s time to consider either renovating your home or finding a new place to live....
Ottawa Housing Market Trends: For Buyers and Sellers The Ottawa real estate market is in a constant state of change and is always adapting to new market factors. For buyers and sellers, this can make navigating the housing market more challenging than usual. This blog post...
Financing Options for Purchasing a Second Property: Use Your Home Equity to Land Your Dream House. Did you know that many homeowners are paying off their mortgage early in order to use their home equity for purchasing a second property? It’s true. Depending on the property,...
Tips for Local Buyers and Sellers. The Ottawa housing market can be a difficult one to navigate. With a mix of different types of economies and a range in house prices, it's important to know what you're getting into. It can be easy for buyers to...
Tips for Buying a Home in Ottawa: What to Consider and How to Prepare Capital Mortgages in Ottawa. We understand that today’s consumer is looking for optimum mortgages with minimum inconvenience, lower borrowing costs, sustainable peace of mind, and increased personal wealth by becoming mortgage free...
Ottawa Real Estate: Best Ottawa Houses and Condos to Buy You want a mortgage broker to help you understand the ins and outs of purchase financing — whether it’s your first home or you are a repeat buyer. Understanding the Ottawa Real Estate Market Remember how I said...
When entering today’s red hot real estate market, it’s easy to feel excited by the prospect of how much your home will grow in value in ten, five or even just two years. We’ve all heard stories of people who have bought a home for...
Thinking of selling your home? Lucky for you, Ottawa is currently experiencing a resounding seller’s market, with the average price of homes sitting at a historical all-time high. To generate even more income from the sale of your property, why not consider some of the...
There’s no denying it – owning a home in today’s incredibly competitive real estate market can be daunting. From bidding wars to the highest property prices in history in Ottawa, it can seem like much more comfortable of a bet to rent. However, there are...
Property prices in Ottawa neighbourhoods have been on the rise for years, with the average price of home sitting at $677,197 at the time of writing. That is no small number, and one that can easily feel discouraging for a single person looking to buy...
Congratulations! You’ve found your dream home, have been pre-approved for your mortgage and have all the funds ready for your down payment. Buying a house is a moment many people dream of, and it is one of the most important milestones in many of our...