Purchasing your first home is a crucial step in life - a milestone that you should be proud of. But if the costs are allowed to pile up this joyous occasion could quickly turn into a very costly affair. While many people focus on the cost...
So, you've set yourself a budget to live on but STILL don't have enough money left at the end of the month? Don't worry, you're not alone - in fact, many people have problems managing their money. But there's help out there. Here are a...
November is here, and the cold weather will be here in no time. Here are a few things in and around the house to make for an easier transition into the cold winter months. 1. Swap Out Bedding: Launder and store your warmer weather bedding, and...
The cold weather is on the way and windows will be closed tight for months. Take a few steps to reduce allergens in your home. Some steps to reduce indoor allergens are complicated and time-consuming — but there are some easy things you can do...
It is extremely important to inspect a house well before signing the papers. This is to assure you that it is free from any damage and unforeseen expensive repairs. Costly repairs that were not in your budget even though any new house sometimes requires a...
You should always expect your heating systems to always operate safely whether you are using natural gas, oil or propane. Heating equipment is a leading cause of home fire deaths so ensuring your systems are in great working order helps to safeguard you as well...
When re-selling your house, it's wise to make it appealing enough so that potential buyers not only get impressed, but also feel a connection with the home hence prompting them to buy. These top 10 tips as recommended by real estate agents that are guaranteed...
We all know just how difficult it can be looking for the right property. Particularly in Canada, a wide range of Canadians are completely unaware of what you must consider before buying a property. It is without doubt that credit is an important factor however...
In several city centers throughout North America, housing prices are on the rise and continue to climb. If you have a home that you’re considering selling, now would be an excellent time to do so. If you want to get top-dollar for your home then you...
Buying a new home is a major landmark in your life - especially if it's the first time you have ever purchased a property. It's also most likely to be the biggest financial commitment that you will ever make in your life. If you are...
One of the most important investments that you must make while buying a new home is to have a home inspection conducted. It may require a lot of research to find a skilled inspector, as there are no proper qualifications which can help you distinguish...
Canada's new legislation concerning spam messaging took effect starting July 1st 2014 and if you didn't get the chance to prepare for it yet, then don't worry, since you still have time. The legislation will greatly affect the way businesses communicate and the decision to put...
Having a good credit rating has always been important, but in current times it is more important than ever. This is why young people should start building their credit profile now. Young people want to have fun and live a worry free life, but building...
Any type of house design purchased for residential purposes needs that personal touch that gives it a one in a kind look. Townhouses, condos or detached units can be enhanced through inner creativity and expression. Looks can be transformed through adopting classic styles, transforming small...
In the last years, the mortgage domain has been through a series of changes and this has made it difficult for home owners to make the right decisions. Today, they are so many lending products that people have to understand their options clearly before reaching...
A lot of people are looking to save money these days on their home costs. A major household expense for most of us is our electric bill and our electricity usage is a great place to start when we’re looking at how to lower our...
Are you looking to increase your homes property value? Renovating, remodeling, and improving your home can be great ways to increase your homes value. Certain projects add more resale value than others. Here are some that generally have the best financial impact. Kitchen Kitchens are the single...
The housing market is finally heading in the right direction with interest rates going down. Getting a house is more difficult than what it used to be however and it can be stressful, particularly if you are a first time buyer. Finding a house and...
Most of the people in Canada find themselves victims of bad credit where they are affected negatively. They find themselves victims of the bad credit ratings for the reasons beyond their capabilities. Some may be ill; they may have lost a job while others find themselves in...
Currently, mortgage rates are at rock bottom. With many lenders at under 3% and some charging much lower, this is the lowest they have ever been in years. If you happen to be stuck into a mortgage that charges considerably higher rates, you might want to...
One of the things that have been leading to the growth of the real estate industry is the monetary support that both grandparents and parents are giving to children when it comes to buying homes. The simple reasoning that is making parents do this is...
Winter is one of the seasons where every home owner tries all they can to make as much as possible on home savings. The main area where the savings are made is in heating. Heating oil is becoming more expensive by the day while electricity...
These days, we know that kids rely completely on their parents for financial advice. Parents are the best people to consult for “money” counseling. Children know their parents’ savings’ ideology and they respect their decisions. The sad part is the financial advice is supposed to...
Buying a new home during winter season can be the best choice although the real estate market wisdom says that summer and spring are the prime house hunting seasons. The reason behind this wisdom is that it is easy to go house hunting during these...
For decades, home ownership has been part of goals, political campaigns and ultimate sign of success for many families. The standard of a two car garage and a back yard defines the characteristics. Today though, there is a large and growing market for other types...
Now that the global credit crunch has eased somewhat, this may be the best time to apply for a mortgage in Canada. Canadian mortgages are currently available at very low rates, and you will find some exceptional deals being offered by banks and brokers. These...
The purchase of one's new home is often one of the largest investments made by an individual during the lifetime. You want the purchase and the aftermath to be a satisfactory experience. A wise action that should be taken before making the home choice is to arrange for...
Economic stresses can happen to the most careful individuals. You may think you are prepared by planning, budgeting and saving, but unexpected issues can arise for various reasons. Identifying areas where you are the most vulnerable and making contingency plans is one aspect of the solution, but sometimes these...
Beacon scores will definitely dictate the mortgage amount that lenders are going and willing to offer. This is also the determinant of what you are going to pay if your mortgage request goes through. It is therefore important to know the basics of beacon scores...
Owning your first home is a big step. You no longer have to worry about rent, you can set up your home as you like, mow your lawn, and you also get invited to home owners meetings. Owning a house can be quite challenging, it...