As children, we had an innate ability to get what we wanted. We were relentless in our questions, and we got what we wanted by asking for it in as many different ways possible. We didn't hint or hide behind a bushel; we aimed straight...
Many first time home buyers are so eager to join the "home ownership club" that they do not consider the true costs of home ownership. The cost of home ownership is more than just the amount you pay each month for your mortgage. Most people just...
Answers to some fundamental questions that most home owners want to sell a house usually ask. Selling a home? There are many questions to be answered before you sell home. The first thought that comes to you is that you can do it yourself. You could...
Whether you want to buy a new home or you are looking for a refinancing plan on your existing mortgage, if you are not careful you could easily fall prey to those ultra-low interest rate deals that have in the recent past flooded the market....
Refinancing your mortgage may be great if you want a better interest rate, have extra cash or reduce your monthly payments. However, many people haven't thought about refinancing or don't know what it is. Before deciding to refinance, know all the facts first, so you...
Just like purchasing a high-end car, buying a home is considered a notable hallmark of success in today's modern culture. Nonetheless, first-time home buyers are faced with a myriad of challenges that range from not having sufficient capital for the down payment to wallowing in...
The time is finally here! For any gardening enthusiast, the end of the winter marks yet another opportunity not only to dream but go ahead with planting that balcony of stunning flowers or bounty of veggies you have been anticipating all season. For the savviest lot...
Owning a home gives you peace of mind because you do not have to worry about rent. Moreover, you can make changes to your home freely in addition to receiving some tax benefits. Unfortunately, buying a home is a complex process. For example, how would...
Undoubtedly, purchasing a house of your very own is one of the most amazing feelings in the world. However, new homeowners are likely to find a great deal of trouble when it comes to managing the finances, the new space, as well as everything that...
So you're living outside of Canada and are considering investing in some property. We've compiled a little how-to guide to help you plan out the purchase process. Owning property as a foreigner - Citizenship isn't what guides the purchase process if you are a foreigner. In fact,...
Do you think it's time to contact your local mortgage broker for a new home purchase or a refinance on your current home? Here are three things to consider before filling out the loan application. 1. How is your credit? Your credit score will impact your ability...
Anyone who needs to refinance their home or buy a new one must be ready to learn about the requirements for qualifying for a mortgage. Once you learn the basics and you are qualified for the home loan, you will be in a position to...
The state of the spaces you live and work in reflects your state of mind. Using the philosophy of Zen in your office need not be so hard- all you need to do is to declutter. Put things back to where they originally belong. For example,...
Buying a home is one of the biggest investment you will ever make, but it also means making payments on the mortgage. Being the highest expense and most people struggle to pay off mortgage loans which need not be the case. You can have the...
[caption id="attachment_3519" align="alignright" width="150"] Get Your Car Ready for Winter Weather[/caption] Whether you are ready for it or not, the winter season is knocking and if you want your car giving you full service then preparing it for cold weather is an MUST-DO. In cases of...
[caption id="attachment_3516" align="alignright" width="150"] Winter Moving[/caption] As terrible as the idea may sound, planning to move during the winter can be an excellent choice for many reasons. Sure, you may have to deal with the cold in the preparation of moving out, but on the flip...
In the process of buying a house, it is important that a homeowner sets aside money for closing costs. Usually, these costs amount to about three percent of the total cost of the house. A home buyer should ask a mortgage broker to explain the...
Once death strikes you, you will have no other option other than to leave behind your family, incurred debts and your legacy to the bereaved. Whatever happens to the debts once you’re no longer remains a question in the minds of many. In general, all...
Now, more than any other time in history, you can make your house look amazing once again. It does not matter how old your house has been. Besides, these ways are simple and can be managed by anyone. What is even interesting is that all...
[caption id="attachment_3450" align="alignright" width="300"] Buying a Second Home: Are You Ready?[/caption] Life is pretty good when you are successful and making good money. Your mortgage isn't even an issue anymore, your income is steady, you have great credit, and you are leaning towards exploring profitable opportunities...
Congratulations on your commitment to buying a home. This is one of the most rewarding decisions that you'll ever make, but the processing of shopping for and choosing a property can also be very frustration. By the time you're ready to buy a home, you...
Homeowner? Sure. This is a title that most of us would like to be associated with, but to be honest; it’s not a title that comes on the proverbial “silver platter.” The truth is; owning your home is not only life-changing but also exciting. The...
10 Tips To Start Home Financing Right 1. Keep Your Job You won't need to stay in your current company for far too long to be able to take out a home loan. Just don't make it seem you skip out every two years to prevent paying...
The best home inspector is likely to have acquired considerable knowledge of common home repairs and their costs. He may have great value for his clients as a source of general information - as one who can help them make sense of conditions the inspection...
Even though mortgages are the biggest expenses for most Canadians, 30% of households tend to automatically renew their mortgages when the time is up. This is according to the survey carried out by Angus Reid. A mortgage renewal involves taking the balance of your mortgage...
Statistics shows that almost 2/3 of all Canadians are in debt. In simple terms, debt is part of life for a good number of Canadians. Unfortunately, the types of debts we are talking about here are not the beneficial ones, such as car payments and...
Looking for a home loan can be an overwhelming task without the right information and approach. Mortgages require an investigation into valuable rates and the conditions that are most applicable to individual financial requirements. When mortgage shopping, consider the services of a professional broker who...
All homes require routine inspections and care from clearing gutters and roofs to applying a new coat of paint. A lack of property maintenance can cause larger and more expensive problems down the line. Reliance on tips from the experts can assist in minimizing disruptions...
Your power or hydro bill can be a huge monthly expense. Unfortunately, there is no getting away with not paying this type of bill. If you are trying to stop wasting your hard earned cash on power bills, here are a few ways to save...
Missing an occasional payment will not affect you as much as missing a payment because you lack the funds necessary to pay your bills on time. Should you be worried if you miss a payment? If you find yourself in the latter scenario, you may...