Best Mortgage in Ottawa Tag

Your relationship with your partner will experience many exciting milestones: your first kiss, moving in together, getting engaged, having children… But one of the most important steps in your relationship will be buying a home together and getting your first mortgage. A home will likely...

If this is your first time getting a loan or mortgage, the process can seem overwhelming. To make it simpler, we've broken the process down into five easy-and important-steps:   Determine a borrowing budget You'll want to be realistic about what amount you can borrow based on your...

Whether you have just moved into your first home and need to put together a kit of cleaning supplies, or your existing tools need an update, we’ve put together a comprehensive list of the most important and essential cleaning tools to keep your home tip...

Are you downsizing to a smaller home this year? Perhaps your children have flown the nest, or maybe you’re finding it difficult to maintain such a large home -- either physically or financially. Whatever the reason, there are a few things you should take into...

Are you a newcomer to Ottawa? Welcome! We love this city, and are pretty certain you will love it too. Whether you enjoy adventuring outdoors or prefer to stay within city limits, Ottawa has something fun to offer everyone. If you haven’t visited our fair...

Is the interest rate a major factor in any mortgage-making decision?  Absolutely. Is the interest rate the only thing that matters when choosing a mortgage? I don’t believe so.   The (un)importance of rates Just as the ‘price’ of your next major purchase – say a car – is...

After a long cold winter, we are finally slowly emerging into the sunshine like butterflies from a chrysalis. The past few days of warm weather and sunshine may have you looking out into your backyard with a critical eye. How did your deck manage through...

This month we're continuing our exciting new online series in order to help you get to know our team of brokers! By hearing stories from our brokers in their own words, we hope to give you an insight into the real people behind our dedicated...

    You can easily find gorgeous home décor and useful storage solutions (i.e., storage bins), but it’s harder to find a combination of the two. Areas where home organization solutions are needed are often areas that will also be on full display to guests so, ideally,...

  Spring is upon us, and with the fresh spring air (and hint of warmer weather) typically comes the cleaning bug. Is your goal to clean smarter this year? Throw open those windows, turn on your fans and use these brilliant tips to tackle spring cleaning...

  Over years of owning a home and making mortgage payments, you’ve built a nicely-sized nest egg of home equity. However, that portion of your net worth is essentially untouchable until you choose to move or sell your home. A reverse mortgage allows you to borrow...

  Do you know the difference between fixed-rate mortgages or variable (sometimes called adjustable-rate) mortgages? Each mortgage type is affected by different market conditions and each offers its own advantages or disadvantages.  One of the most important steps in financing your home is choosing which type...

  The long awaited and anticipated interest rate announcement was released from the Bank of Canada this afternoon. As many expected, the Bank of Canada raised the interest rate to 1.25% - the highest level since 2009. A strong Canadian economy, as demonstrated by a positive...

  Finding and purchasing your first home can be both thrilling and frightening all at once—thrilling because you’re taking a major step toward independence, and frightening because of the added responsibility that step means.   Buying a home is easily one of the biggest financial decisions you’ll...

Did you know you can easily finance purchases related to home ownership (i.e., renovations or home repairs) by using your home as a borrowing tool?   A Home Equity Line of Credit (HELOC) is a loan secured against the equity of your home. Because you’re using...

Now that December is finally here, we’re eagerly looking forward to the holiday season and to celebrating with friends and family. However, before we know it, snow will blanket the ground and we’ll be undercover for the next few months. Whether you’re a fan of...

Canadian Mortgage Rules Will Impact Residents In Many Ways in 2018 Canadians will have to go through some tough rules to get a mortgage with a properly regulated lender starting in 2018. In particular, Canadian home buyers will have to show that they can pay off...

If you are buying your first home, congratulations! This is an exciting milestone in your life, but it can also be a stressful one. Buying a home will likely be the most expensive purchase you will ever make and securing financing to make the transaction...

Six renovations that don’t add value to your home In today’s real estate market, homeowners of all sorts are trying different kinds of home improvement projects to raise the value of their property, or simply increase its curb appeal. Regardless of one’s reasons, it is important...

In the process of buying a house, it is important that a homeowner sets aside money for closing costs. Usually, these costs amount to about three percent of the total cost of the house. A home buyer should ask a mortgage broker to explain the...