Stories from our Brokers: Brad Nemes

Stories from our Brokers: Brad Nemes

When you’re in the market for home financing and are searching for the right mortgage to fit your needs, you want to be sure that you are in the best hands. Our team of experienced mortgage brokers and agents offer seamless solutions for all your mortgage needs — whether you’re looking to purchase a principal residence, a revenue producing property, or to refinance existing loans and mortgages.


Today we start an exciting new online series in order to help you get to know our team of brokers! By hearing stories from our brokers in their own words, we hope to give you an insight into the real people behind our dedicated team of staff — so that you’ll feel confident in choosing Capital Mortgages as your mortgage broker for life.


Name: Brad Nemes

Time with Capital Mortgages: 15 years


What do you love most about your job as a broker with Capital Mortgages?

For me, the best part of the job is saying the word ‘APPROVED’, making people happy and letting them enjoy their homes.


Tell us the most inspirational story from your work as a broker?

Recovering poor credit is always the best story. Having a client come in, helping them understand their credit score, having them fix it and then moving forward with a purchase.


Tell us the funniest or most embarrassing moment from your work as a broker?

Once a client texted me a photograph from their cell phone, of their computer screen showing their online banking balance… for a down payment!


What is your #1 piece of advice for first-time home buyers?

Be careful. There is a lot to be said for taking the time to understand the entire process and checking to make sure it’s correct. What you see on the Internet is not always true. When you search for mortgages online you get exposed to everyone’s marketing and you have to dig through the layers of that to understand the new rules of lending.


What is your favourite thing to do in Ottawa?

Finding the latest, greatest new (or old!) dinner spot with my wife. It doesn’t always have to be the most expensive but it does need to be creative and tasty. From BBQ, tacos or soup, to steak or sushi, I’m game for it all!

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