Walk in as a client, come out as a homeowner! Keeping it real (estate) since 2003! Since then, I’ve funded over $275 million in mortgages and counting. While I always love connecting with new clients, most of my business comes from referral and repeat clients, and...
Hey, I’m Josh ? Relationships matter most, and through my 13+ years of mortgage brokering, I have been able to apply this core principle to help over 600 happy clients find the right mortgage solution for their unique situation. Getting to know each of my clients, their...
What Is A Mortgage Broker? How To Pick The Right One For You Buying a house is one of the biggest financial investments you will ever make in your lifetime. Knowing that, it's important to do your research before you start looking for a mortgage broker....
The term “rate hold” may be something you are familiar with if you have worked with us in the past. If not, it is a term that all prospective buyers should know! A rate hold is offered by the majority of lenders to clients who are...
Do you know exactly what kind of home you’d like, but are unable to find it on the market today? Or perhaps you just want to be the very first person to live in a house that’s been tailored to your specific preferences and tastes? Regardless...
With Canadians and the Canadian economy facing an unprecedented level of uncertainty due to the ongoing COVID-19 pandemic, the Bank of Canada has reassured prospective homeowners that its interest rates will remain at a near historic low for several years to come. The Bank’s Governing Council...
Most Canadians spend over half of their monthly income on mortgage payments, which is far greater than the 30% figure that’s recommended to be financially sound. There are no two ways around it - buying a home is expensive, and saving up for a down...
As the time comes around for you to buy your first (or subsequent!) property, you’re likely looking at a few factors such as what kind of home you can afford, where you’d like to live and what the pros and cons are of the area...
Even though mortgages are the biggest expenses for most Canadians, 30% of households tend to automatically renew their mortgages when the time is up. This is according to the survey carried out by Angus Reid. A mortgage renewal involves taking the balance of your mortgage...
Beacon scores will definitely dictate the mortgage amount that lenders are going and willing to offer. This is also the determinant of what you are going to pay if your mortgage request goes through. It is therefore important to know the basics of beacon scores...
Mortgage brokers are trained professionals in the field of financing for those who need loans. Even for borrowers with impeccable credit history and income levels, finding the best terms for a loan is not easy. The top brokers are noted for their ability to locate...