Please see below for a selection of our blog posts, which include information on Ottawa Mortgage Broker services, Ottawa Mortgage Advisors, Private Lenders in Ottawa, and much more. For personalized assistance or inquiries, feel free to contact us.
How To Buy A House in Ottawa: The Comprehensive Guide Whether you're starting a family, your career is taking off, or you just want to get out of the rental market, buying a house is a major step. There are many things to consider: how much...
Your Debt-to-Income Ratio - What Is It and How Can It Affect You? You might notice when you apply for a mortgage or car loan that your lender will ask for your debt-to-income ratio. This is a metric used to measure the amount of debt you...
3 Ways to Qualify for a Home Line of Credit Mortgage loans and home equity lines of credit are two ways to borrow against your home. But, which is better? Loans have a higher interest rate than lines of credit, but the money you get is usually...
What Is a Credit Score & How It Affects Your Life Your credit score is a type of number that lenders and lenders use to determine how likely you are to repay your debt. You may be wondering why this matters, but it can affect the...
The Definitive Guide on How to Eliminate Credit Card Debt One of the most difficult things in your life can be paying off your credit cards. Whether it’s because there are multiple credit cards, the balances on each card are high, or you just don’t have...
Consolidating Debt: What You Need To Know And Consider. Consolidating your debt is a great way to simplify your monthly obligations and save money. It also offers a unique opportunity to pay off your debts more quickly. You can use the following steps as a starting...
Financing Options for Purchasing a Second Property: Use Your Home Equity to Land Your Dream House. Did you know that many homeowners are paying off their mortgage early in order to use their home equity for purchasing a second property? It’s true. Depending on the property,...
7 Steps to Buying a Home On Your Own: A Guide for the Self-Employed and Freelancer. If you are a self-employed or freelancer, one of the most significant barriers to homeownership can be your lack of reliable income. Unlike salaried employees who are paid every two...
Mortgage Stress Test Rate: What It Is and How It Affects You. There are many things to take into consideration when buying a home. One of the most important factors is your monthly mortgage payment, which includes both principal and interest. You can calculate how much...
What's The Difference Between Pre-Qualified and Pre-Approved Mortgages? With all of the home buying trends and changes in the mortgage industry, it can be hard to understand if you’re pre-approved for a mortgage or if you’re pre-qualified. To make things easier, we’ve broken down the differences...
What's The Difference Between Good Credit and Bad Credit? Credit is essential for almost every aspect of life these days. It's a way to borrow money from lenders in order to buy a home, get a loan to start your own business, or even try and...