So, you are self-employed and are looking at trying to get a mortgage. You are probably already aware of how difficult this can be especially after so many lenders have tightened up their procedures and added tougher guidelines. It is important to point out that...
Land transfer tax is one of the heaviest costs that apply to a homebuyer in Canada. For every province, buyers have to pay a high LTT except for Saskatchewan and Alberta, whose fee is significantly low. This tax is not the same for any two...
Thinking of buying a home in today's economy? While recent predictions on the state of the Canadian housing market are not exactly promising, there is good evidence that now is a good a time as any to start shopping for a home. International economists say...
Your Mortgage Broker Has The Answers Your Capital Mortgage Broker can effectively point you in the correct direction when trying to secure a mortgage. Searching the real estate market for a new place you can call home is a tough experience, since it is usually the most...
Creating your first budget can be a little terrifying. Like many, you may not know exactly how you spend all your money other than your monthly payments for housing, your car, and your regular monthly bills. The best way to start is to track your monthly...
Now's the time to renew your mortgage! With the Bank of Canada possibly ready to cut rates again in March, and banks cutting fixed and variable mortgage rates, along with the fact that there is a shrinking pool of borrowers, it is the prime time...
Guess what? The real estate market in Canada is booming again. And as the economic slowly improves, now's a better time than ever to be a first-time homebuyer. There's also various grants, rebates, and resources from both provincial and federal government that can make things...
The cold season is already here, so more and more realtors are wondering how they are going to get through this daunting period of the year for the real estate market. Traditionally, January and February are extremely slow months in this industry, as most sellers...
Purchasing your first home is a crucial step in life - a milestone that you should be proud of. But if the costs are allowed to pile up this joyous occasion could quickly turn into a very costly affair. While many people focus on the cost...
So, you've set yourself a budget to live on but STILL don't have enough money left at the end of the month? Don't worry, you're not alone - in fact, many people have problems managing their money. But there's help out there. Here are a...
November is here, and the cold weather will be here in no time. Here are a few things in and around the house to make for an easier transition into the cold winter months. 1. Swap Out Bedding: Launder and store your warmer weather bedding, and...