Purchasing property is a major financial decision that must be based on research. Residential buildings at a lower price may appear to offer value, but without the right plan can spell disaster. Before making a purchase, learn ten ways to make buying a fixer-upper worth...
Having to maintain comfortable conditions in your home can quickly hike utility bills. With 7 budget-friendly ways to stay warm this winter, reduce the thermostat and remain warm and cozy without the hefty expenses. Simply turning down the thermostat can reduce heating costs between 3...
Open houses can create hype, meet potential clients, and improve offers. With these simple tips for a great open house you can rest assured that your listing will be viewed in the best possible light. How to Host a Successful Open House Refrain from the use of...
The last thing you want to think about is any penalty you face if you have to break your mortgage. As many as seven out of ten borrowers with a 5-year fixed-rate loan find it necessary to make adjustments. Some people have to find a...
Heating a house during cold weather can be expensive. When you want to save money on the utility bills and enjoy a cozy, warm house, you may wonder what steps you can take now to prepare for the season. These low cost ways to prepare...
There are many mishaps that can be avoided in life with the right knowledge, awareness, and tactics. Mortgage mistakes fall in this category. Recognizing mortgage mistakes made in Canada can aid in making an informed and educated decision. Bank loyalty will not give you the best...
You've done all that you can to lower your debt to income ratio. Now, you're finally ready to purchase a new home by putting down a 20% down payment. Following are seven mistakes millennials make when purchasing real estate along with a few tips that you...
Most Canadians, particularly Albertans have been both surprised and overwhelmed by the recent and sudden decline in oil prices. In reality, however, all that goes up will invariably come back down. Thus while it is important to enjoy the high points of a boom and...
Given high credit card interest rates and associated fees, debts can build quickly. Given the overwhelming pressure and stress that these financial problems can create, many people are looking for a fast and effective way out. If this sounds familiar, you may be wondering should...
As your mortgage term draws to an end, you can expect to receive a letter or renewal from your lending institution. These letters are fairly straightforward given that they give you a number of rates and a term to choose from. The banks make it...
According to economists, the Canadian economy is set to continue experiencing a modest growth in 2015. Further predictions were made on the year, citing it as a sellers’ market year. With all these positive predictions and speculations, the desire for and trend of rental property...
Re-locating might be one of the hardest things to do. Finding a great place to buy a home and live can be a difficult decision. Several factors must be put into consideration before one can buy a home in a new town. You will require...
If you're looking to buy a house in Ottawa, one thing that's sure to be in your thoughts is the mortgage rate. Even more so, what impact it's going to have on your monthly finances. Mortgage rates right now are about as good as they're...
Demand for energy has been increasing exponentially as our population and infrastructure continues to grow, this has had a direct affect on the cost of electricity. The cost of electricity to homeowners increases every year. Those who are conscious of the finite resources we have...
From our considerable experience dealing with clients every day, we have realized that while we deal with a vast amount of inquiries daily, there are about a dozen questions which are consistently asked by just about every other client. Here are some of the most...
From our considerable experience dealing with clients every day, we have realized that while we deal with a vast amount of inquiries daily, there are about a dozen questions which are consistently asked by just about every other client. Here are some of the most...
So, you are self-employed and are looking at trying to get a mortgage. You are probably already aware of how difficult this can be especially after so many lenders have tightened up their procedures and added tougher guidelines. It is important to point out that...
Land transfer tax is one of the heaviest costs that apply to a homebuyer in Canada. For every province, buyers have to pay a high LTT except for Saskatchewan and Alberta, whose fee is significantly low. This tax is not the same for any two...
Thinking of buying a home in today's economy? While recent predictions on the state of the Canadian housing market are not exactly promising, there is good evidence that now is a good a time as any to start shopping for a home. International economists say...
Your Mortgage Broker Has The Answers Your Capital Mortgage Broker can effectively point you in the correct direction when trying to secure a mortgage. Searching the real estate market for a new place you can call home is a tough experience, since it is usually the most...
Creating your first budget can be a little terrifying. Like many, you may not know exactly how you spend all your money other than your monthly payments for housing, your car, and your regular monthly bills. The best way to start is to track your monthly...
Now's the time to renew your mortgage! With the Bank of Canada possibly ready to cut rates again in March, and banks cutting fixed and variable mortgage rates, along with the fact that there is a shrinking pool of borrowers, it is the prime time...
Guess what? The real estate market in Canada is booming again. And as the economic slowly improves, now's a better time than ever to be a first-time homebuyer. There's also various grants, rebates, and resources from both provincial and federal government that can make things...
The cold season is already here, so more and more realtors are wondering how they are going to get through this daunting period of the year for the real estate market. Traditionally, January and February are extremely slow months in this industry, as most sellers...
Purchasing your first home is a crucial step in life - a milestone that you should be proud of. But if the costs are allowed to pile up this joyous occasion could quickly turn into a very costly affair. While many people focus on the cost...
So, you've set yourself a budget to live on but STILL don't have enough money left at the end of the month? Don't worry, you're not alone - in fact, many people have problems managing their money. But there's help out there. Here are a...
November is here, and the cold weather will be here in no time. Here are a few things in and around the house to make for an easier transition into the cold winter months. 1. Swap Out Bedding: Launder and store your warmer weather bedding, and...
The cold weather is on the way and windows will be closed tight for months. Take a few steps to reduce allergens in your home. Some steps to reduce indoor allergens are complicated and time-consuming — but there are some easy things you can do...
It is extremely important to inspect a house well before signing the papers. This is to assure you that it is free from any damage and unforeseen expensive repairs. Costly repairs that were not in your budget even though any new house sometimes requires a...
You should always expect your heating systems to always operate safely whether you are using natural gas, oil or propane. Heating equipment is a leading cause of home fire deaths so ensuring your systems are in great working order helps to safeguard you as well...