Undoubtedly, purchasing a house of your very own is one of the most amazing feelings in the world. However, new homeowners are likely to find a great deal of trouble when it comes to managing the finances, the new space, as well as everything that...
So you're living outside of Canada and are considering investing in some property. We've compiled a little how-to guide to help you plan out the purchase process. Owning property as a foreigner - Citizenship isn't what guides the purchase process if you are a foreigner. In fact,...
Do you think it's time to contact your local mortgage broker for a new home purchase or a refinance on your current home? Here are three things to consider before filling out the loan application. 1. How is your credit? Your credit score will impact your ability...
Anyone who needs to refinance their home or buy a new one must be ready to learn about the requirements for qualifying for a mortgage. Once you learn the basics and you are qualified for the home loan, you will be in a position to...
The state of the spaces you live and work in reflects your state of mind. Using the philosophy of Zen in your office need not be so hard- all you need to do is to declutter. Put things back to where they originally belong. For example,...
Buying a home is one of the biggest investment you will ever make, but it also means making payments on the mortgage. Being the highest expense and most people struggle to pay off mortgage loans which need not be the case. You can have the...
[caption id="attachment_3519" align="alignright" width="150"] Get Your Car Ready for Winter Weather[/caption] Whether you are ready for it or not, the winter season is knocking and if you want your car giving you full service then preparing it for cold weather is an MUST-DO. In cases of...
[caption id="attachment_3516" align="alignright" width="150"] Winter Moving[/caption] As terrible as the idea may sound, planning to move during the winter can be an excellent choice for many reasons. Sure, you may have to deal with the cold in the preparation of moving out, but on the flip...
In the process of buying a house, it is important that a homeowner sets aside money for closing costs. Usually, these costs amount to about three percent of the total cost of the house. A home buyer should ask a mortgage broker to explain the...
Once death strikes you, you will have no other option other than to leave behind your family, incurred debts and your legacy to the bereaved. Whatever happens to the debts once you’re no longer remains a question in the minds of many. In general, all...
Now, more than any other time in history, you can make your house look amazing once again. It does not matter how old your house has been. Besides, these ways are simple and can be managed by anyone. What is even interesting is that all...
[caption id="attachment_3450" align="alignright" width="300"] Buying a Second Home: Are You Ready?[/caption] Life is pretty good when you are successful and making good money. Your mortgage isn't even an issue anymore, your income is steady, you have great credit, and you are leaning towards exploring profitable opportunities...
Congratulations on your commitment to buying a home. This is one of the most rewarding decisions that you'll ever make, but the processing of shopping for and choosing a property can also be very frustration. By the time you're ready to buy a home, you...
Homeowner? Sure. This is a title that most of us would like to be associated with, but to be honest; it’s not a title that comes on the proverbial “silver platter.” The truth is; owning your home is not only life-changing but also exciting. The...
10 Tips To Start Home Financing Right 1. Keep Your Job You won't need to stay in your current company for far too long to be able to take out a home loan. Just don't make it seem you skip out every two years to prevent paying...
The best home inspector is likely to have acquired considerable knowledge of common home repairs and their costs. He may have great value for his clients as a source of general information - as one who can help them make sense of conditions the inspection...
Even though mortgages are the biggest expenses for most Canadians, 30% of households tend to automatically renew their mortgages when the time is up. This is according to the survey carried out by Angus Reid. A mortgage renewal involves taking the balance of your mortgage...
Statistics shows that almost 2/3 of all Canadians are in debt. In simple terms, debt is part of life for a good number of Canadians. Unfortunately, the types of debts we are talking about here are not the beneficial ones, such as car payments and...
Looking for a home loan can be an overwhelming task without the right information and approach. Mortgages require an investigation into valuable rates and the conditions that are most applicable to individual financial requirements. When mortgage shopping, consider the services of a professional broker who...
All homes require routine inspections and care from clearing gutters and roofs to applying a new coat of paint. A lack of property maintenance can cause larger and more expensive problems down the line. Reliance on tips from the experts can assist in minimizing disruptions...
Your power or hydro bill can be a huge monthly expense. Unfortunately, there is no getting away with not paying this type of bill. If you are trying to stop wasting your hard earned cash on power bills, here are a few ways to save...
Missing an occasional payment will not affect you as much as missing a payment because you lack the funds necessary to pay your bills on time. Should you be worried if you miss a payment? If you find yourself in the latter scenario, you may...
Responsible financial practice when applying for a mortgage will assist in remaining within affordable parameters in the search of a particular property. Savings for a substantial deposit and plans for home purchase in 3 to 6 months can benefit from pre-approval. Get a pre-approved mortgage...
When my husband and I fell in love with a cottage in 2010, we were first-time buyers, self-employed, and terrified. In that state I contacted Donna Mahoney, explaining that with our complete lack of experience we needed someone to hold our hand every step of the way,...
I want to thank you for all the help, advice and assistance in getting my mortgage sorted out. From the start you have been so helpful and always available whenever I needed you. Your office is efficient and organized, it's such a pleasure working with...
Many find it difficult to obtain approval for a mortgage when bankrupt, but there are options available to overcome the challenge. A successful result is dependent on patience as time is required to create a renewed financial reputation and work through the bankruptcy regulations. Learning...
Purchasing a house is one of life's most exciting experiences. It is a major life change and one of the most important financial decisions you will ever make. However, a dream home can suddenly turn into a nightmare experience if you are not sure which...
If you want to be creditworthy and stay that way, you need to monitor your credit history. To simplify the process here is important info on how to read your credit report. You should monitor credit reports twice a year, for best results. This will help...
Selling a house can be a daunting task. Maybe this is your first time, or you have been through this before. No matter what, you could have several questions about what to do, and here are some helpful tips on how to sell your home...
If you are interested in improving your financial well-being, it can be as easy as understanding some basic numbers. In fact, just a few sets of numbers are the key to understanding your finances today and in the future. Let's take a closer look those...