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In the last years, the mortgage domain has been through a series of changes and this has made it difficult for home owners to make the right decisions. Today, they are so many lending products that people have to understand their options clearly before reaching...

A lot of people are looking to save money these days on their home costs. A major household expense for most of us is our electric bill and our electricity usage is a great place to start when we’re looking at how to lower our...

The housing market is finally heading in the right direction with interest rates going down. Getting a house is more difficult than what it used to be however and it can be stressful, particularly if you are a first time buyer. Finding a house and...

Most of the people in Canada find themselves victims of bad credit where they are affected negatively. They find themselves victims of the bad credit ratings for the reasons beyond their capabilities. Some may be ill; they may have lost a job while others find themselves in...

Currently, mortgage rates are at rock bottom. With many lenders at under 3% and some charging much lower, this is the lowest they have ever been in years. If you happen to be stuck into a mortgage that charges considerably higher rates, you might want to...

One of the things that have been leading to the growth of the real estate industry is the monetary support that both grandparents and parents are giving to children when it comes to buying homes. The simple reasoning that is making parents do this is...

Winter is one of the seasons where every home owner tries all they can to make as much as possible on home savings. The main area where the savings are made is in heating. Heating oil is becoming more expensive by the day while electricity...

These days, we know that kids rely completely on their parents for financial advice. Parents are the best people to consult for “money” counseling. Children know their parents’ savings’ ideology and they respect their decisions. The sad part is the financial advice is supposed to...

Buying a new home during winter season can be the best choice although the real estate market wisdom says that summer and spring are the prime house hunting seasons. The reason behind this wisdom is that it is easy to go house hunting during these...

For decades, home ownership has been part of goals, political campaigns and ultimate sign of success for many families. The standard of a two car garage and a back yard defines the characteristics. Today though, there is a large and growing market for other types...