Spring is upon us, and with the fresh spring air (and hint of warmer weather) typically comes the cleaning bug. Is your goal to clean smarter this year? Throw open those windows, turn on your fans and use these brilliant tips to tackle spring cleaning...
They say a person’s home is their castle and that being healthy is being wealthy. There’s a natural fit between health and home — and the importance of both in our quality of life — which is why a new, unique partnership between HealthPartners and Capital...
Over years of owning a home and making mortgage payments, you’ve built a nicely-sized nest egg of home equity. However, that portion of your net worth is essentially untouchable until you choose to move or sell your home. A reverse mortgage allows you to borrow...
Do you know the difference between fixed-rate mortgages or variable (sometimes called adjustable-rate) mortgages? Each mortgage type is affected by different market conditions and each offers its own advantages or disadvantages. One of the most important steps in financing your home is choosing which type...
The long awaited and anticipated interest rate announcement was released from the Bank of Canada this afternoon. As many expected, the Bank of Canada raised the interest rate to 1.25% - the highest level since 2009. A strong Canadian economy, as demonstrated by a positive...
If you own a home in Canada, are currently house-hunting, or are looking to buy sometime in the near future, you’ve no doubt been following the news closely for the past few months. As soon as word hit that the Office of the Superintendent of...
Did you know you can easily finance purchases related to home ownership (i.e., renovations or home repairs) by using your home as a borrowing tool? A Home Equity Line of Credit (HELOC) is a loan secured against the equity of your home. Because you’re using...
Now that December is finally here, we’re eagerly looking forward to the holiday season and to celebrating with friends and family. However, before we know it, snow will blanket the ground and we’ll be undercover for the next few months. Whether you’re a fan of...
Selling a house can be a daunting task. Maybe this is your first time, or you have been through this before. No matter what, you could have several questions about what to do, and here are some helpful tips on how to sell your home...
So, you are self-employed and are looking at trying to get a mortgage. You are probably already aware of how difficult this can be especially after so many lenders have tightened up their procedures and added tougher guidelines. It is important to point out that...
You should always expect your heating systems to always operate safely whether you are using natural gas, oil or propane. Heating equipment is a leading cause of home fire deaths so ensuring your systems are in great working order helps to safeguard you as well...
Mortgage brokers are trained professionals in the field of financing for those who need loans. Even for borrowers with impeccable credit history and income levels, finding the best terms for a loan is not easy. The top brokers are noted for their ability to locate...