Consolidating Debt: What You Need To Know And Consider. Consolidating your debt is a great way to simplify your monthly obligations and save money. It also offers a unique opportunity to pay off your debts more quickly. You can use the following steps as a starting...
Financing Options for Purchasing a Second Property: Use Your Home Equity to Land Your Dream House. Did you know that many homeowners are paying off their mortgage early in order to use their home equity for purchasing a second property? It’s true. Depending on the property,...
7 Steps to Buying a Home On Your Own: A Guide for the Self-Employed and Freelancer. If you are a self-employed or freelancer, one of the most significant barriers to homeownership can be your lack of reliable income. Unlike salaried employees who are paid every two...
Mortgage Stress Test Rate: What It Is and How It Affects You. There are many things to take into consideration when buying a home. One of the most important factors is your monthly mortgage payment, which includes both principal and interest. You can calculate how much...
What's The Difference Between Pre-Qualified and Pre-Approved Mortgages? With all of the home buying trends and changes in the mortgage industry, it can be hard to understand if you’re pre-approved for a mortgage or if you’re pre-qualified. To make things easier, we’ve broken down the differences...
What's The Difference Between Good Credit and Bad Credit? Credit is essential for almost every aspect of life these days. It's a way to borrow money from lenders in order to buy a home, get a loan to start your own business, or even try and...
Tips for Local Buyers and Sellers. The Ottawa housing market can be a difficult one to navigate. With a mix of different types of economies and a range in house prices, it's important to know what you're getting into. It can be easy for buyers to...