A Guide to Ottawa Tourism: Where to Stay and What to Do Capital Mortgages

A Guide to Ottawa Tourism

A Guide to Ottawa Tourism: Where to Stay and What to Do

Discover the best things to see and do in Ottawa. This guide will give you insider information on planning your trip, where to stay, what to eat and the top sights and activities. If you’ve never been to Ottawa before, it might feel a little daunting, but don’t worry; we’re here to help. From the best hotels to the hidden gems that are often overlooked by tourists, this guide has everything you need to know about visiting this beautiful city. Ottawa tourism is exploding in 2022.

Whether it be for business or pleasure – there’s so many things to see and do in Ottawa! You may not think of Canada when you think of tourism, but after reading this article perhaps that will change. We go through some of the top places to stay and what to do in the wonderful city of Ottawa.

A Guide to Visiting Ottawa

As you can see from our guide, Ottawa is a city where there is something for everyone. Whether you’re travelling with friends, a family or on a romantic getaway, Ottawa has something to suit everyone’s needs. The city has many different areas, each with their own unique vibe. There are also many different types of accommodation in Ottawa to suit every budget. We will go into more detail about where to stay below, but whatever your needs, we’re sure you’ll find something that suits you in Ottawa.

As mentioned, Ottawa is a very beautiful city, and there are many things to see and do. The city’s architecture and the numerous parks are definitely the top things to see and do. Another top thing to do in Ottawa is to visit the museums. They have many museums in the city, which are definitely worth a visit. And lastly, if you’re planning on visiting during the winter, you will be able to experience the world’s largest skating rink. Despite being Canada’s capital city, Ottawa gets much less snow than other cities. However, during the winter season, the Rideau Canal Skateway is transformed into an enormous outdoor skating rink. The rink is 8km long and is the world’s largest outdoor skating rink.

Where to Stay in Ottawa

There are so many great places to stay in Ottawa, but we recommend staying in either the Byward Market neighbourhood or the Downtown area. The Byward Market neighbourhood is home to the city’s central market, and it is an area where you can really get a feel for Ottawa’s culture. The downtown area is where you’ll find most of the city’s major landmarks and attractions. Whether you want to stay in a hostel, a luxury hotel or somewhere in between, Ottawa has something for everyone.

There are also many great Airbnb options in Ottawa. If you’re travelling on a budget, stay near the Ottawa Central Station or downtown area. If you want to stay in a more central location, but don’t want to deal with the noise of being near a train station, there are some great hostels in Ottawa.

What to Do in Ottawa

Parliament Hill- This is a must-see attraction in Ottawa. The Parliament buildings are truly spectacular, and they are open to the public free of charge. There is also a very popular tour of Parliament Hill that goes behind the scenes. You can also see the changing of the guards here.

Rideau Canal Skateway- As mentioned above, the world’s largest skating rink is a must-visit attraction in Ottawa. Located in the city’s beautiful parks, the ice skating rink is open from December to the end of February.

Canadian Museum of Nature- This is the top natural history museum in Ottawa, and it is well worth a visit. There are so many different exhibits and activities for both children and adults to enjoy.

Ottawa Art Gallery- This is one of the top art galleries in Ottawa, and it is home to some beautiful pieces of artwork. If you are interested in art, this is a wonderful place to visit. – Ottawa Zoo- This is one of the top zoos in Ottawa, and it is a fun place for the whole family. There are lots of animals to see and interact with, and the zoo is also home to a water park.

Parks- Ottawa is home to a number of beautiful parks. There are so many things to do in these parks, from hiking to cycling to just sitting and enjoying nature.

Giant Canada Goose- If you are interested in seeing the largest Canada goose in the world, this is a must-see attraction in Ottawa. The Canada Goose is life-sized and made completely out of fibreglass.

Top Activities in Ottawa

Road Trip- One of the top things to do in Ottawa is to take a road trip to other nearby cities. For example, you could drive to Montreal, which is just a couple of hours away. If you don’t have a car, there is a company called Go Bus that offers guided road trips to Montreal, Toronto, and the East Coast.

Visit a Winery- If you are visiting during the wine season (September to October), a top thing to do in Ottawa is to visit a winery. There are a number of wineries in the area, and they make for a wonderful day trip.

Visit the Markets- There are a number of amazing markets in Ottawa, including the Central Market and the Byward Market. The Byward Market is a very popular place to visit in Ottawa, and it is full of interesting shops and markets.

Go on a Day Trip to Quebec City- Quebec City is just a few hours away from Ottawa, and it is definitely worth a visit. You can see so much in one day, and there are many different guided tours to choose from.

Visit a Brewery- There are also some great breweries in Ottawa, and they are a fun thing to do on a night out. There are many different types of breweries to choose from, so everyone should be able to find one they like.

Ottawa Sightseeing

As mentioned, the top three things to see and do in Ottawa are Parliament Hill, the Rideau Canal Skateway and the Canadian Museum of Nature. However, you can also see some other great attractions in Ottawa.

Major’s Hill Park- This is a beautiful park in Ottawa that overlooks the river. The park is a great place to go for a walk and to enjoy the beauty of the city.

Ottawa Botanical Gardens- These are one of Ottawa’s most beautiful gardens, and they are a top attraction in the city. The gardens are the perfect place to go for a quiet walk or to spend a day with friends or family.

Byward Market- This is one of the top things to do in Ottawa, and it is a very interesting place to visit. The market is filled with lots of different shops and markets, making it a great place for souvenir shopping.

Rideau Canal- This is the top place to skate in Ottawa, and it is also a very beautiful sight to see. There are lots of different boat tours that pass through the canal, and it is a great place to go for a walk or jog.

Final Words

As you can see, Ottawa is a very beautiful city, and there are many things to see and do. The city’s architecture and the numerous parks are definitely the top things to see and do. Another top thing to do in Ottawa is to visit the museums. They have many museums in the city, which are definitely worth a visit. And lastly, if you’re planning on visiting during the winter, you will be able to experience the world’s largest skating rink. Despite being Canada’s capital city, Ottawa gets much less snow than other cities. However, during the winter season, the Rideau Canal Skateway is transformed into an enormous outdoor skating rink. The rink is 8km long and is the world’s largest outdoor skating rink.

We here at Capital Mortgages in Ottawa look forward to assisting you with all your Ottawa mortgage refinancing needs. Contact us today by calling us at: 613-228-3888 or email us direct at: info@capitalmortgages.com

You can use these links to APPLY NOW or CONTACT US.

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Mortgage Insurance

Why You Need Mortgage Insurance -Lender

Why You Need Mortgage Insurance

Buying a home is one of the most important decisions you’ll ever make. That’s why it’s so important to get it right. Whether you’re a first-time homebuyer or not, there are plenty of things to think about when you’re getting ready to purchase your dream house. One thing that often gets overlooked is mortgage insurance. A lot of people don’t know much about what it is, but here are some things you need to know about it before deciding whether or not to add it to your loan.

What is mortgage insurance?

Mortgage insurance is a type of insurance that protects the lender, not the borrower. It’s designed to protect the lender if the borrower defaults on their mortgage by providing funds to make sure they get paid back. In most cases, it only protects you if your down payment is less than 20 percent of the home price or less.

How does it work?

Mortgage insurance protects you if you’re unable to make your house payments. In the event that you become unemployed, or your income and expenses change, and you aren’t able to keep up with your mortgage repayments, it’s possible that the bank can take over your home.

Why should you have it?

Mortgage insurance is a way to protect the lender from a loan default. If you were to default on your home loan, the lender would need to cover the difference between what you owe and what your house is worth. Without it, lenders could be out of pocket for large sums of money. But with it, they are protected against this risk.

If you’re buying a home with someone else, you’ll need mortgage insurance. When two people buy a house together and only one person has good credit, then both parties will need mortgage insurance because one party can’t guarantee the other’s debt. It also protects against fluctuations in interest rates or in property values that may cause your monthly payments to rise or fall by more than 10 percent in five years’ time.

How much will it cost?

Mortgage insurance is a lot like life insurance, with the exception that it’s designed for your home. You can’t see it or feel it, but it  protects you from being in debt should your home be lost to a disaster such as fire or flood.

Mortgage insurance premiums are usually around 0.5% of the loan value, meaning if you’re borrowing $200,000 on a 30-year mortgage, then you’ll pay about $1,000 per year in mortgage insurance premiums.

Conclusion

You’ve found the perfect home and you finally got approved to buy it. Congratulations! Now you’ll want to make sure you have the right type of mortgage insurance to protect you in the event that something happens to your home.

Take a look at the six reasons why you need mortgage insurance here and make sure you ask about it when applying for your loan. It will be one less thing to worry about!

We here at Capital Mortgages look forward to assisting you with Ottawa mortgage needs and approvals. Contact us today by calling us at: 613-228-3888 or email us direct at: info@capitalmortgages.com

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Ottawa Mortgage Specialists and Mortgage Experts

Ottawa Mortgage Brokers: Homeownership Made Easy

Our mandate is to offer the best financing products available for all your mortgage needs. We take pride in delivering the best possible solution and fully realize that mortgages today are so much more than just rates.

Why you need a mortgage broker

If you’re looking for a mortgage to make your next move, you may need a mortgage broker. We are here to help you get the best financing options and to know all the different options. A mortgage broker works with a variety of lenders and understands the benefits of having multiple lenders on board. By doing this, we can improve your rates, put you in the best position to get the best mortgage for your needs and do the right thing for you. Since we’ve met so many different clients in our area, we are well-versed in the requirements and needs of the Ottawa and Gatineau areas. We have been able to determine what can and cannot be offered to Ottawa and Gatineau homebuyers.

What does a mortgage broker do?

The day-to-day work of the mortgage broker is mainly to acquire all of the mortgages that our clients need. There are many different types of mortgages that come with different rules and obligations. That’s why we make sure that our clients have all the options at their disposal. So how exactly do we do that? It is actually quite simple, and you are the person that needs to know. The mortgage broker is in the middle of the transaction. We are required to provide an unbiased opinion. Our goal is to provide the best and most reasonable interest rates available in the market. This is the best way to finance your home or get your mortgage sorted out in time. We take pride in the excellent customer service we offer. We specialize in full-service and all-around financing.

The finance process

It’s important to be well prepared before applying for your first mortgage. Know what you want and be ready to have the financials outlined in a short amount of time. It is much more difficult for a consumer to be able to cope with the financial situation that is required in a short amount of time. We have all been through this before so we are well equipped with advice and experience to get you into a great mortgage product, in a short amount of time.

Choosing the best mortgage product

Prior to a mortgage, there are a few things that you should consider when choosing the right mortgage product to fit your needs. Your mortgage, just like your home, is a long-term commitment and you want to be certain that the product you choose will meet all your financial needs. The main considerations that you should consider when choosing the best mortgage product are: Qualified Mortgage versus Non-Qualified Mortgage Qualifying for a mortgage is a legal and complex process.

Mortgage lending options

To be clear, getting a mortgage isn’t just about rates. It’s about meeting your financial goals – whether that’s staying with the same home, gaining equity, or getting out of debt. At Capital Mortgage Brokers, we help make those goals a reality. Unlike traditional lenders, we have a wide range of options at our disposal. We’ll help you stay within your budget by structuring your mortgage according to your unique circumstances and savings goals. We can get you on the road to financial freedom by saving you the cost of a rate increase or a high closing costs. Homeownership Made Easy. We’ve been there, and we know you can do it too. Contact Capital Mortgage Brokers in Ottawa today to start your journey towards home ownership.

Conclusion

In this digital age, the importance of building relationships with clients and referring them is more vital than ever before. As a mortgage broker, there are endless advantages of customer referral networks. While some brokers may boast excellent technological resources, customer referrals are still the secret to the success of a home mortgage broker.

We here at Capital Mortgages look forward to assisting you with Ottawa mortgage needs. Contact us today by calling us at: 613-228-3888 or email us direct at: info@capitalmortgages.com

You can use these links to APPLY NOW or CONTACT US.

You can also click here.