3 Ways To Save Money For A Down Payment On A House Down payments are always an important part of the home-buying process. Down payments are typically required for a home mortgage loan and serve as proof that you can afford the monthly payment. For example,...
The Importance of Mortgage Protection Insurance in an Economic Downturn Mortgage protection insurance is a policy that helps protect your home and property if you are unable to make mortgage payments due to death, disability, or involuntary loss. It's important to have this insurance in place so...
Why You Need Mortgage Insurance Buying a home is one of the most important decisions you'll ever make. That's why it's so important to get it right. Whether you're a first-time homebuyer or not, there are plenty of things to think about when you're getting ready...
How To Buy A House in Ottawa: The Comprehensive Guide Whether you're starting a family, your career is taking off, or you just want to get out of the rental market, buying a house is a major step. There are many things to consider: how much...
Your Debt-to-Income Ratio - What Is It and How Can It Affect You? You might notice when you apply for a mortgage or car loan that your lender will ask for your debt-to-income ratio. This is a metric used to measure the amount of debt you...
3 Ways to Qualify for a Home Line of Credit Mortgage loans and home equity lines of credit are two ways to borrow against your home. But, which is better? Loans have a higher interest rate than lines of credit, but the money you get is usually...