10 Secrets to Explore Parliament Hill in Ottawa

10 Secrets to Explore Parliament Hill in Ottawa

The Hill is a big part of Ottawa. It’s one of the most recognizable landmarks in the city, and it’s been that way for a long time – Parliament Hill has been welcoming visitors for over 150 years! With so much history and beauty waiting to be discovered, you might think that everyone knows about all there is to see here. Arguably one of the most beautiful locations in Canada, Parliament Hill is also a prime example of how culture can flourish when local government supports its residents. However, as with any famous landmark, getting into the House of Commons or Senate chambers isn’t exactly easy. This article contains useful tips on how to visit Parliament Hill in Ottawa while also exploring its hidden gems!

The Basics

Before you set out to explore Parliament Hill, it’s important to take note of a few things. Unlike other popular landmarks, Parliament Hill is a working government building, not a tourist attraction. This means that it closes earlier than most other attractions, and there are strict rules about how and when people can visit. The Hill remains closed to the public from 5:30am to 8am, and from 6pm until 11pm daily. During these times, the only people permitted to be on the Hill are those visiting the House of Commons, Senate, or Library and Archives Canada. On Saturdays, Sundays, and holidays, the Hill remains closed to the public from 8am to 6pm. During these times, the only people permitted to be on the Hill are those visiting the House of Commons, Senate, or Library and Archives Canada. Capital Mortgages can help you with all your mortgage needs.

Timing is Everything

Since the House of Commons and Senate close to the public at 5:30pm, you’ll want to make sure you arrive early enough to see these essential landmarks. You can plan to arrive 10 to 15 minutes before the buildings open (5:30am for the House of Commons and 6:30am for the Senate), as tours often fill quickly. After the buildings close, there are no guided tours of the Chambers, and no one is permitted to view the Chambers. This means that you’ll have a limited amount of time to see the Chambers before you’re asked to leave.

Parliament Hill: The Scenic Route

The most obvious way to visit Parliament Hill is to follow the path that millions of people have taken before you. However, this way of visiting the Hill doesn’t take advantage of its hidden gems. The scenic route is a beautiful way to visit Parliament Hill, but it doesn’t take advantage of the route’s hidden gems. The scenic route starts at the south end of Parliament Hill and circles around the east side of the structure. On this route, you’ll pass the Canadian War Museum, the National Arts Centre, and the outdoor sculptures of the National Gallery. This route is by far the easiest way to visit Parliament Hill, but it doesn’t take advantage of the path’s hidden gems. Ottawa’s Capital Mortgage brokers will help you with all your mortgage needs.

Parliament Hill: The Hidden Paths

If you want to visit Parliament Hill and take advantage of its hidden gems, then you want to take the path that few people take. This route starts at the west side of the building and circles around the north side. It takes you through Confederation Square and past the Canadian Museum of History. Although this route takes longer than the scenic route, it takes advantage of the path’s hidden gems. On this route, you can visit the Tunnels under the Hill. The Tunnels give you an inside look at how daily business is conducted in Ottawa. This route is by far the most interesting way to visit Parliament Hill, but it’s also the most difficult.

Visiting the House of Commons and Senate Chambers

The House of Commons is one of the most iconic sights in Ottawa. Unfortunately, the only way to see inside it is through a guided tour that’s offered daily. To request a tour, you must first call, write, or visit the website. Tours are offered on a first-come, first-served basis, and schedules fill up quickly. To book a tour, you must provide your full name, date of birth, home address (including postal code), telephone number, and email address. If you’re under 18, you must also provide the name, date of birth, home address (including postal code), telephone number, and email address of your parent or guardian.

Ottawa is More than Just Parliament Hill

While Parliament Hill is a beautiful landmark, it’s important to remember that it’s just one part of the city. While you’re in Ottawa, you’ll want to make sure to check out other notable attractions, such as the Byward Market, the Canadian Museum of History, and the Canadian Museum of Nature. The Byward Market is one of the oldest markets in all of Canada, and it’s a great place to explore local cuisine, art, and culture. The Canadian Museum of History is a massive building that traces thousands of years of Canadian history. Lastly, the Canadian Museum of Nature focuses on nature and all its wonders. These are just a few examples of the many attractions that make Ottawa a great place to visit.

Bottom Line

While this article contains useful tips on how to visit Parliament Hill in Ottawa, it also highlights the importance of exploring the hidden gems of this landmark. Although Parliament Hill is a beautiful landmark, it’s important to remember that it’s just one part of the city. If you want to visit Ottawa, then you’ll want to make sure to check out the many attractions that make up this diverse city.

We here at Capital Mortgages look forward to assisting you with Ottawa mortgage needs and approvals. Contact us today by calling us at: 613-228-3888 or email us direct at: info@capitalmortgages.com

You can use these links to APPLY NOW or CONTACT US.

You can also click here.

Moving to Ottawa Ontario

Moving to Ottawa Ontario? You’re Going to Love It!

If you’re considering a move to Ottawa, you won’t be alone! In fact, it isn’t uncommon for people from all across Canada to relocate there. There are plenty of great reasons why so many choose to call the capital city home. From spectacular natural beauty and year-round activities, to a booming job market, top-ranked universities and affordable housing – there are a variety of perks that make Ottawa an ideal place to settle down. If you’re ready to put down roots in this scenic city, read on for some helpful information about living in Ottawa.

What to Know Before You Move to Ottawa

There are a few factors you’ll want to consider before you move to Ottawa. First, you’ll need to decide where in the city you want to live. Ottawa has a wide array of neighbourhoods to choose from, so it’s important to find one that suits your lifestyle. If you have kids, for example, you’ll want to find a neighbourhood with good schools. You’ll also want to take your budget into account when choosing a neighbourhood. The cost of living in Ottawa is higher than many other Canadian cities, so it’s important to have a budget in mind before you begin house hunting. You’ll also want to make sure you have the right documentation before moving to Ottawa. This includes a valid passport or enhanced drivers’ license, as well as any required provincial health coverage. You can learn more about what documents you’ll need here.

Housing in Ottawa

When it comes to housing in Ottawa, there are plenty of options to choose from. If you want to live in the city’s downtown core, you’ll likely find that real estate is more expensive. If you’re looking for a more affordable option, you can find houses for sale in Ottawa’s surrounding suburbs. The city also offers a wide variety of rental properties, so you can find something that suits your lifestyle. Ottawa’s housing market is extremely active, so you’ll want to act quickly if you find a property you like. If you’re purchasing a home, you can expect to pay around $250,000 on average. Keep in mind that home prices in Ottawa tend to be higher than the rest of the country, so this number may seem higher than what you’re used to paying. It’s important to shop around and find a mortgage lender that offers competitive rates so you can get the best deal on a home loan. Capital Mortgages head office is in Ottawa, Ontario Canada.

Employment in Ottawa

If you’re looking for a job in Ottawa, you’ll be happy to know that the city’s job market is booming. In fact, it ranks third in the country in terms of job growth. The city also has a fairly low unemployment rate, which makes finding a job a little easier. There are a variety of industries in Ottawa, so you’ll likely be able to find a job that suits your skill set. Some of the top industries include healthcare, government, education and technology. If you’re a newcomer to the city, you can also find a number of jobs in hospitality.

Transportation in Ottawa

Ottawa’s transportation system is one of the city’s main attractions. The city is home to the world’s largest skating rink – the Rideau Canal. At over 100 years old, this UNESCO World Heritage Site is open year-round and is a popular place for locals and tourists to skate. Ottawa also has a network of interconnected waterways that are popular for boating in the summer. In winter, these waterways are transformed into a network of skating trails. The city also offers a number of scenic pathways that are perfect for outdoor activities all year long. If you’re planning to drive in Ottawa, you’ll want to keep in mind that winter driving conditions can be challenging. The city plows its roads, but the snowfall can be significant, so you may want to take extra caution when driving, especially if you aren’t used to driving in snow and ice.

Culture in Ottawa

The city’s dynamic culture is one of its main attractions. If you’re looking for things to do in Ottawa, you’ll never be at a loss for options. From outdoor activities like skating on the Rideau Canal or cycling on the city’s pathways, to indoor activities like visiting the city’s many museums and galleries, there is something for everyone. You can also enjoy some of Ottawa’s top festivals, like Canada’s Winterlude festival, which takes place every February. Other major festivals in the city include the Ottawa Bluesfest, which takes place every July, and the Canadian Tulip Festival, which takes place every May.

Safety in Ottawa

Ottawa is a safe city, but you should still take the same precautions you would in any other city. Make sure you know where to go for help in an emergency, and make sure you know where the nearest hospitals, police stations and fire stations are. If you have children, it’s also important to know the whereabouts of playgrounds in the city. Although Ottawa is a relatively safe city, you should always be aware of your surroundings, especially if you’re out at night. One of the best things about Ottawa is that it’s a melting pot of cultures and people. You can enjoy a wide range of foods and activities without ever having to travel outside of the city. You’re sure to fall in love with this dynamic city as soon as you visit!

Final Words: Why You Should Move to Ottawa

If you’re ready to make a move, there’s no better time than now to relocate to Ottawa. Although the city is bustling throughout the year, the winter months are surprisingly quiet, so it’s the perfect time to explore the city. If you’re looking for a new place to call home, Ottawa is the ideal choice. With endless opportunities for outdoor activities, a booming job market and a vibrant cultural scene, this city has everything you need for a happy and healthy lifestyle. Whether you’re planning to relocate for work or school, or you’re simply looking for a new place to call home, Ottawa is a great choice.

We here at Capital Mortgages look forward to assisting you with Ottawa mortgage needs and approvals. Contact us today by calling us at: 613-228-3888 or email us direct at: info@capitalmortgages.com

You can use these links to APPLY NOW or CONTACT US.

You can also click here.

How to Start Saving Money For Your Emergency Fund

Saving Money For Your Emergency Fund

How to Start Saving Money For Your Emergency Fund

Creating an emergency fund is something that many people struggle with. We all know that it’s a good idea to have money set aside for emergencies, but it’s easy to get caught up in day-to-day life and not take action until it’s too late. Creating an emergency fund might seem like one of the costliest things you can do right now, but the truth is that it could also save you a lot of money in the long run.

An emergency fund can help you if you lose your job, need expensive repairs on your car or home, or have an unanticipated bill pop up. If you’re living paycheck to paycheck, don’t feel comfortable with how much credit card debt you have, or just want to be prepared for anything that might come your way in the future, then creating an emergency fund is probably a smart move for you.

Build your savings slowly

Building up an emergency fund can seem like an impossible task, but you can get there if you start small and are disciplined about it. Experts recommend that you build up an emergency fund that is three to six months’ worth of expenses. That might seem like a lot of money, but it’s also a very achievable goal if you start small and add a little bit of money to your fund each month. If you’re in a situation where you are barely getting by each month, then you should start small and build up your emergency fund slowly so that you don’t accidentally fall into debt along the way.

Why Having an Emergency Fund is Important

If something unexpected happens, the last thing you want to do is start using credit cards or taking out high-interest loans to cover the cost. A better option would be to use the money that you’ve been saving in your emergency fund. You might feel like you are putting yourself at risk if you don’t have a significant amount of money in your emergency fund, but the truth is that you could risk a lot more if you have to rely on high-interest debt. If you fall into credit card debt just to cover an unexpected cost, then you’ll have to pay interest on that money and it will end up costing you a lot more in the long run.

How to Start Saving Money for Your Emergency Fund

The first thing you’ll want to do is figure out how much you need to save. If you’re young, it might not make sense to save the same amount as someone who is in their 40s and might have a family to support. Once you know how much you need to save, you can start putting that money away. Some people like to put their money in a savings account, but there are a few things that you should keep in mind when you do this. First, savings accounts usually have low interest rates and you could end up losing money if inflation is higher than that rate is. Credit cards are another option, but you’ll want to avoid charging too much and getting yourself into more debt. Instead, try putting a small amount of money away each month and enjoy the benefit of not having to pay any interest.

Automate your savings

If you want to make sure that you are actually putting money into your savings account each month, then you should automate your savings. This means that you put a set amount of money away each month without having to manually transfer the money every time. You can set this up with your bank or sign up for a savings account that allows you to set up automatic savings. Once you have automated your savings, you’ll never have an excuse for not saving enough every month. You can still save even more by cutting back on unnecessary expenses and by putting more money towards your savings each month.

Commit to a certain amount each month

The best way to make sure that you are consistently saving money for your emergency fund is to make a commitment to saving a certain amount each month. You can make it even more effective if you make a public promise to yourself and share it with others so that you are held accountable for your goal. For example, you might make a promise to save $100 each month or save 10% of each paycheck. You’ll find that it’s easier to stick to this commitment if you use a savings tracking app like Mint to see exactly how much you are putting away.

Commit to paying off debt before saving

While you should certainly save money for your emergency fund, you should also make sure that you are paying off any debt that you currently have. Paying off debt is less risky than saving money in an account that could lose value due to inflation. If you are saving money for other reasons, such as saving for a house, paying for education, or saving for retirement, then you should still pay off your debt before saving for those goals.

Bottom line

Saving money for an emergency fund is important, but it’s not something that you should do at the expense of everything else. Make sure that you are still making progress towards your long-term financial goals such as saving for retirement, buying a house, or paying off student loans. You also need to make sure that you are living within your means and not sacrificing your future financial goals just to save a little bit more for your emergency fund. Once you start building your emergency fund, you’ll be glad you took the time to start saving money for the unexpected.

We here at Capital Mortgages look forward to assisting you with Ottawa mortgage needs and approvals. Contact us today by calling us at: 613-228-3888 or email us direct at: info@capitalmortgages.com

You can use these links to APPLY NOW or CONTACT US.

You can also click here.

Ottawa Mortgage Brokers

Picking a Mortgage Broker

What Is A Mortgage Broker? How To Pick The Right One For You

Buying a house is one of the biggest financial investments you will ever make in your lifetime. Knowing that, it’s important to do your research before you start looking for a mortgage broker. What are the requirements to be a mortgage broker? What are their responsibilities? How can they help me when I purchase my home? These are just some of the many questions you may have.

A mortgage broker works with lenders, banks, and other financial institutions to find the best loan terms for both you and the lender. Generally, this includes reviewing loan qualifications and processing paperwork. They also help educate consumers about mortgages so they know what questions to ask. You can hire them by yourself or with an agent or realtor who then works on your behalf to

What is a mortgage broker

A mortgage broker acts as an intermediary between you and the lender. They work on your behalf to find the best loan terms for you and the lender. Mortgage brokers do not make loans nor do they provide advice on how to pay for a mortgage.

A mortgage broker will help you determine what kind of loan is best for your needs and answer any questions you may have about mortgages. They work on behalf of the consumer and do not make loans. Mortgage brokers can also help you with refinancing and new purchases.

A mortgage broker will work to find you a mortgage that fits your needs and can help you along the way. Finding a mortgage broker is one of the most important steps when buying a home. A mortgage broker will help you find the best rates and most affordable options available to fit your budget. They will guide you through the entire process from paperwork to closing, so it’s important to find a good one.

The qualifications to be a mortgage broker

Mortgage brokers can come from a variety of backgrounds, and they do not need to be licensed to work in the field. However, they must meet certain standards and qualifications.

A mortgage broker is an individual who has the authority to negotiate contracts between a borrower and a lender, or to refer a borrower to a lender. A mortgage broker does not lend money, but they’re an important part of the mortgage process.

Mortgage brokers can work with lenders, such as banks and credit unions, as well as realtors and agents. Mortgage brokers cannot charge fees for their services or earn any money other than what they are paid by the lender or realtor.

A mortgage broker must be registered with the Financial Services Commission of Ontario (FSCO) in order to work in Ontario. To register with FSCO, an applicant must have either an approved degree in financial services or three years of experience in the mortgage industry. They must also pass a certification exam.

The responsibilities of a mortgage broker

Mortgage brokers have the responsibility of helping you find the right loan for you.

Mortgage brokers are an integral part of the home buying process. They work closely with buyers, agents, and lenders to review qualifications, process paperwork, and educate consumers on mortgages. They can be hired by themselves or with an agent or realtor who then works on your behalf to find the best loan for you.

The mortgage broker can be an adviser to you as well as your agent. They can help you understand the requirements and options for the type of mortgage you need. If you don’t know how much you can afford, they can help you find out and find a mortgage for you and your family.

How do they help me when I purchase my home?

Mortgage brokers are responsible for the entire process of getting you a mortgage. This means they will work with you to find the perfect mortgage for your financial situation, help draft your mortgage contract, and submit all the required paperwork at the appropriate time. They will also work with you to find the best interest rates and terms.

The benefits of working with a mortgage broker are clear. They can help you find the best interest rate, work out the details of your mortgage contract, and help you understand the mortgage process in detail. You can hire them by yourself or with an agent or realtor who then works on your behalf to find the right broker for you.

If you are in need of a mortgage broker, make sure you do your research before hiring one. There are many brokers out there, but not all are equally qualified to help you make this important financial decision.

What do I need to know before hiring a mortgage broker?

Rates – Mortgage brokers offer a variety of rates and terms, so you should make a point to compare offers.

– Beware of hidden fees – Mortgage brokers should disclose all fees upfront, including those for processing or origination.

– Get a pre-approval letter from the broker – This will show the property seller you’re serious and demonstrate your financial stability.

– Research your broker ahead of time – Check out their reputation and ask for references from previous clients.

– Read the contract before signing – Carefully review the loan terms and ask questions about anything you don’t understand.

– Ask for a written agreement – This will outline your responsibilities and the responsibilities of the broker and lender.

How do I find the right one for me?

Finding the right mortgage broker can be a daunting task. There are many mortgage brokers to choose from and the process is not always easy.

What should you take into consideration when choosing a mortgage broker? One of the best ways to find a mortgage broker is by word of mouth. When talking to friends and family about their mortgage broker, you may learn that they have a positive experience and that it is worth looking into.

The next step is to research online for reviews for different mortgage brokers. All brokers should have reviews on their website, Yelp, Google, and other sites where they are present. You should also check to see if the brokerage company has any reviews.

Finally, consider your budget and what your needs are. Do you need to purchase a home or refinance an existing mortgage? Is your home worth more or less than $500,000? These are just some of the questions you may want to ask yourself as you go through this process.

What should I look for in a lender?

When selecting a mortgage broker, you need to know what qualities are important to you. These include transparency, trustworthiness, knowledge, and understanding.

Transparency refers to how transparent the mortgage broker is about their fees and the loan. You should never work with a mortgage broker who is not upfront about their fees.

Trustworthiness is how confident you are in the mortgage broker handling your finances. You should feel comfortable handing over all of your information to them.

Knowledge refers to how much experience the mortgage broker has in the field. You want someone who has the knowledge to work with you to get your loan approved.

Understanding refers to your comfort level with the language they use. You don’t want anyone talking over your head or using confusing language.

How much does it cost to hire them?

There are numerous factors that can affect how much it costs to hire a mortgage broker. Generally, the cost of hiring a mortgage broker depends on the type of mortgage you are looking for. If you’re looking for a Premium Mortgage, the cost to you will be higher than if you’re looking for a no-frills mortgage.

The financial institution that you are dealing with will also have an impact on the cost. For example, if you are working with a smaller lender, then they may charge less than larger lenders.

Additionally, the more services you require from your mortgage broker can also affect your total cost. For example, if you are looking for help with all aspects of purchasing your home including shopping for a mortgage, then you might have to pay more.

Lastly, the more trustworthy your mortgage broker is in the industry will also affect your total cost. If they belong to a trade association and have been in business for a while, then they might charge more to offset the risk that they may not be able to find you a loan.

Conclusion

In conclusion, a mortgage broker can help you find the best financing options when it comes to buying your home. They will also help you understand the mortgage process and help educate you on what to ask. They can help you save a lot of time and money in the process. It’s important to do your research before you start looking for a mortgage broker. The last thing you want to do is end up in a situation where you didn’t know what to ask or what to expect.

We here at Capital Mortgages look forward to assisting you with commercial Ottawa mortgage needs. Contact us today by calling us at: 613-228-3888 or email us direct at: info@capitalmortgages.com

You can use these links to APPLY NOW or CONTACT US.

You can also click here.

Ottawa Mortgage Specialists: Capital Mortgages

Fun Facts About Ottawa

Ottawa is the capital of Canada

Firstly, Ottawa was the capital city of Canada from 1844 to 1857. It became the national capital in 1867, after having been the capital city of Upper Canada from 1841 to 1843. Ottawa has the largest science museum in North America. The Canadian Science and Technology Museum opened in 2015 and has twice the exhibition space of its nearest competitor.

It’s home to over 2,000 unique objects. 4th largest French-speaking city in the world More than 240,000 people in Ottawa are French-speaking. It’s the fourth largest French-speaking city in the world. The region has over 150,000 people who speak French, which is the most in the country.

The Rideau Canal connects to Ottawa

Secondly, the canal is used in winter for a whole variety of winter sports. Aquatots is a unique music and skydiving company with an Ottawa connection. The Royal Military College of Canada is where Canadian Forces officers come to learn their trades.

The museum of natural history was founded by George Howard in 1830. It’s a museum of natural history & paleontology. The Ottawa Art Gallery is one of the world’s largest in area and holds a superb collection of Canadian Art. Tim Hortons originated as a small restaurant that sprang up to serve soldiers at a local military base. The Ottawa Valley region has several lakes including the Rideau Lakes, Ottawa River and the Ottawa River itself. The City of Ottawa is the capital of Canada and its largest city.

The old city hall was built in 1865

Thirdly, the first reference to Ottawa’s Old City Hall appears in an 1863 draft of the Ottawa Plan of Growth. According to this plan, the area known as Bytown was one of three districts to be laid out in the future capital city of the province of Ontario.

Bytown, at the time a mixture of large farm fields, small woodlands and prairie, was within walking distance of the river and was part of a “park and lake” surrounding Ottawa. In the early 19th century, Bytown was home to a village with a population of around 200. By 1835, the population was around 2000. By 1848, Ottawa became the capital of Ontario and was incorporated as a city in 1855.

Canada’s Parliament Hill is in Ottawa

In 2019, the Canadian Parliament will be undergoing some renovations that will last until 2021. Despite the project’s completion date, the Peace Tower will remain an official tourist attraction and accessible to the public. If you’d like to spend some time there, you can visit any time.

The Moncton Cathedral is the only cathedral in Canada Canada’s only cathedral, The Cathedral of the Immaculate Conception of Our Lady of the Angels, is situated in Moncton, New Brunswick. The cathedral was founded in 1930 by the Congregation of the Holy Redeemer.

The church follows the Roman Catholic Church. Ottawa’s military is the largest in the world The Canadian Armed Forces (CAF) has 25,000 troops with over 300,000 reservists.

There are many famous museums in Ottawa

The Rideau Canal is home to one of Canada’s most beautiful and well-preserved old-world canals. When we’re not sailing on the river, we can visit this historic canal to stroll around or jump aboard a paddlewheeler.

There are over 140 attractions located along the canal Located along the waterfront of the Ottawa River are National Capital Commission (NCC) properties, including Parliament Hill, the NCC’s headquarters, as well as many of Ottawa’s prime tourist attractions.

If you’re looking to go for an overnight stay, Ottawa’s hotels offer fantastic rates. Book an evening stay at the hotel just a few blocks from the airport and enjoy low nightly rates, some include breakfast!

Canada Day is celebrated in Ottawa

The capital of Canada is celebrating our national birthday this year with our biggest fireworks display yet. Come check out the city’s biggest and brightest fireworks celebration this year on July 1.

In conclusion, although Ottawa is a small city, there is plenty to do, see and do it all! There are so many options when it comes to meeting people.

We here at Capital Mortgages look forward to assisting you with Ottawa mortgage needs. Contact us today by calling us at: 613-228-3888 or email us direct at: info@capitalmortgages.com

You can use these links to APPLY NOW or CONTACT US.

You can also click here.