The Ottawa housing market continues to grow, with demand for skilled mortgage brokers at an all-time high. Whether you live in Kanata, Barrhaven, Orleans, or the heart of Ottawa, the opportunities for new professionals are stronger than ever. If you are a banker, insurance advisor, or financial planner, you may already have the skills needed to succeed in this field. What you need now is a clear plan to get licensed and start your career.
This guide will walk you through each step of the process and show you why Capital Mortgages is the right choice for your journey.
Step 1: Complete a Mortgage Agent Course
The first step in Ontario is to enroll in an approved mortgage agent education program. Courses are offered online and in-person by accredited organizations such as Mortgage Professionals Canada and REMIC.
During this course, you will learn the fundamentals of mortgage lending, compliance requirements, and how to evaluate different client scenarios. Many professionals in Ottawa find the course manageable, even while working full time. Once complete, you are eligible to write the exam.
Step 2: Pass the Licensing Exam
After completing the course, you must pass the provincial exam. The exam tests your knowledge of mortgage products, industry regulations, and ethical standards. Passing proves that you are ready to represent clients with professionalism and skill.
For those in Kanata, Barrhaven, or Orleans, exam preparation resources are readily available online. Many find success by combining self-study with mentorship from experienced mortgage brokers.
Step 3: Anchor with a Mortgage Brokerage
Once you have passed the exam, you must register with a licensed brokerage. This is where your career truly begins. A brokerage provides you with the tools, lender access, and mentorship needed to launch successfully.
Choosing the right brokerage in Ottawa makes all the difference. At Capital Mortgages, we offer access to top lenders, software systems, and training programs. New agents benefit from working alongside experienced brokers who guide them through complex deals. With offices serving clients across Ottawa, Kanata, Barrhaven, and Orleans, we are positioned to support you locally.
Step 4: Start Building Your Client Base
With your license and brokerage partnership in place, it is time to grow your business. Many new brokers start by working with friends, family, and existing clients from their previous financial services roles. Others expand through real estate partnerships and online marketing.
At Capital Mortgages, we provide powerful tools to help you build visibility. Our software platforms include client relationship management systems, automated newsletters, and online application portals. These resources save time and allow you to focus on building strong client relationships.
Over time, as you fund more mortgages, your reputation will grow. Ottawa residents often choose brokers based on trust and recommendations, making client satisfaction your best long-term strategy.
Why Ottawa Professionals Choose Capital Mortgages
The process of becoming a mortgage broker is straight forward, but success depends on the support you receive along the way. Capital Mortgages has been a leader in Ottawa, Kanata, Barrhaven, and Orleans for years, providing mentorship and resources that help professionals thrive.
We understand that leaving a stable banking or financial planning role can feel risky. That is why we focus on building confidence through training, deal support, and community. Our team culture ensures that you are never on your own, even when handling difficult files.
If you are serious about becoming a licensed mortgage broker, now is the time to act. The Ottawa housing market is strong, the demand for brokers is rising, and your skills are in demand.
Ready to take the first step? Contact Capital Mortgages today. Call 613-228-3888, email info@bankertobrokerswitch.ca, or fill out the form here: Contact Capital Mortgages Today!