Rates

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3 Year Fixed

4.19%

5 Year Fixed

4.14%

5 Year Variable

4.20% (prime minus .75%)

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Your Mortgage Rate Matters

At Capital Mortgages, we understand that finding the right rate can make all the difference when it comes to buying, refinancing, or investing. Our team of licensed mortgage professionals is dedicated to providing personalized advice, competitive rates, and seamless service across Ottawa and beyond. We work closely with each client, making sure you understand your options and secure financing that suits your long‑term needs.

We understand that every borrower has unique financial circumstances. That’s why we work with a wide network of trusted lenders across Ottawa and beyond, allowing us to compare and secure highly competitive rates that fit your goals. Whether you’re a first‑time homebuyer looking for stability, or an experienced investor seeking the best available financing, Capital Mortgages delivers tailored solutions that save you money and reduce stress throughout the mortgage process.

Capital Mortgages goes beyond just rates — we offer a full range of services, from guiding you through the mortgage pre‑approval process to exploring financing for investment properties or making refinancing decisions. Our team is here to help you every step of the way. Learn more about the services we provide by visiting our Services Page and see how we can help you build a strong foundation for your financial future.

We’re committed to keeping you informed and engaged throughout your home financing journey. Stay connected with Capital Mortgages for the latest tips, market trends, and financing strategies. Follow us on LinkedIn and like us on Facebook to join a growing network of happy homeowners and successful investors across Ottawa and beyond. Together, we’ll help you make smarter, more confident decisions — every step of the way.

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