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Written in Ottawa, for Ottawa.

Every post is written here, about the rates, rules, and neighbourhoods our clients actually deal with. Plain language, real numbers.

Rates & the Bank of Canada · June 9, 2026

The Bank of Canada decides tomorrow. Here’s what it means for your mortgage.

Markets are near-certain on a fifth straight hold at 2.25%, and for the first time in two years, the tail risk is a hike, not a cut. What that means if you’re renewing in Ottawa this year.

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First-time buyers · June 5, 2026

The first-time buyer’s playbook for Ottawa, 2026 edition.

The new GST rebate is now law, 30-year amortizations are back for first-timers, and the FHSA stacks with everything. The full list of help you can claim, with real Ottawa numbers.

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Capital Mortgages, FSRA #10575

Independent brokerage in the Mortgage Centre Canada network. Offices in Ottawa, Carleton Place, the Ottawa Valley and Central Ontario. Brokerage FSRA #10575.

BBB Accredited Business A+ The Mortgage Centre Mortgage Professionals Canada

Mortgages

  • Buying a home
  • Pre-approvals
  • Renewals
  • Refinancing
  • Construction
  • Commercial mortgages
  • HELOCs & lines of credit
  • Second mortgages
  • Reverse mortgages
  • Today’s rates

Resources

  • Mortgage basics
  • First-time buyers
  • Calculators
  • Glossary
  • FAQ

Company

  • About us
  • Team
  • Careers
  • Blog
  • Join as a broker
  • Banker to Broker
  • Start an application

Contact

  • 613-228-3888
  • info@capitalmortgages.com
  • 260 Hearst Way, Suite 200
    Kanata, ON K2L 3H1
© 2026 Capital Mortgages Inc. All rights reserved. Brokerage FSRA #10575 · Mortgage Centre Canada