Capital Mortgages Blog

Welcome to the Capital Mortgages Blog Page. We like to keep our clients up to date and informed with current mortgage, home and real estate news. You'll also find plenty of tips and tricks for your home and mortgage along the way. And since we're involved in many community events, we also like to share what's going on in the area. If you would like us to feature something specific or like to share something with our team, please don't hesitate to get in touch with us!

Top Reasons to Declutter your Home Now

Written By:Capital Mortgages

Decluttering, simplifying, clutter-cleaning, living simpler – whatever you want to call it – seems to be all the rage in our modern age. The reason for this is simple – decluttering comes with several huge benefits for you and your family. The whole problem with clutter is that it is the main effect of consumerism.   ...Continue Reading

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How To Ask The Right Questions And Get The Mortgage You Want?

Written By:Capital Mortgages

As children, we had an innate ability to get what we wanted. We were relentless in our questions, and we got what we wanted by asking for it in as many different ways possible. We didn’t hint or hide behind a bushel; we aimed straight for the prize which was often our bag of sweets   ...Continue Reading

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How Much Does Home Ownership Cost?

Written By:Capital Mortgages

Many first time home buyers are so eager to join the “home ownership club” that they do not consider the true costs of home ownership. The cost of home ownership is more than just the amount you pay each month for your mortgage. Most people just stop to consider their monthly mortgage payments. But there   ...Continue Reading

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Questions to Ask Before Selling Your House

Written By:Capital Mortgages

Answers to some fundamental questions that most home owners want to sell a house usually ask. Selling a home? There are many questions to be answered before you sell home. The first thought that comes to you is that you can do it yourself. You could save a considerable amount by selling the house on   ...Continue Reading

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Beyond Interest Rates: How To Choose A Mortgage Plan That Suits Your Situation

Written By:Capital Mortgages

Whether you want to buy a new home or you are looking for a refinancing plan on your existing mortgage, if you are not careful you could easily fall prey to those ultra-low interest rate deals that have in the recent past flooded the market. Price alone isn’t the only determinant here. Although getting a   ...Continue Reading

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Refinancing your mortgage?

Written By:Capital Mortgages

Refinancing your mortgage may be great if you want a better interest rate, have extra cash or reduce your monthly payments. However, many people haven’t thought about refinancing or don’t know what it is. Before deciding to refinance, know all the facts first, so you know what you are getting into. So, what is refinancing?   ...Continue Reading

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Steps to Get Out of Debt and Buy a Home

Written By:Capital Mortgages

Just like purchasing a high-end car, buying a home is considered a notable hallmark of success in today’s modern culture. Nonetheless, first-time home buyers are faced with a myriad of challenges that range from not having sufficient capital for the down payment to wallowing in the murky waters of consumer debt. Unfortunately, there’s no other   ...Continue Reading

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Kick-Start Your Garden

Written By:Capital Mortgages

The time is finally here! For any gardening enthusiast, the end of the winter marks yet another opportunity not only to dream but go ahead with planting that balcony of stunning flowers or bounty of veggies you have been anticipating all season. For the savviest lot of gardeners, they had already set out their plans.   ...Continue Reading

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Mortgage Broker or Big Bank: Who to Choose?

Written By:Capital Mortgages

Owning a home gives you peace of mind because you do not have to worry about rent. Moreover, you can make changes to your home freely in addition to receiving some tax benefits. Unfortunately, buying a home is a complex process. For example, how would you finance it? Would you finance it through a big   ...Continue Reading

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7 Smart Steps Every New Homeowner Should Take

Written By:Capital Mortgages

Undoubtedly, purchasing a house of your very own is one of the most amazing feelings in the world. However, new homeowners are likely to find a great deal of trouble when it comes to managing the finances, the new space, as well as everything that come along. All it takes to make the house of   ...Continue Reading

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