Term Bank Rates Capital’s Rates
Qualifying Rate 4.99% 4.99%
Prime Rate 3.20% 3.20%
1 Year 3.19% 2.64%
2 Years 3.09% 2.79%
3 Years 3.29% 2.84%
4 Years 3.35% 2.99%
5 Years 3.49% 2.94%
5 Years VRM 3.20 (Prime) 2.25 (Prime -.91%)